Kerr County property record for 23 E River Oaks Ln, Ingram, TX 78025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,358 sqft · built 2021 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,107 (2024) |
| Deeds & Mortgages | Mar 2020 Construction Loan Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5905-0000-023000 |
| Primary APN | 5905-0000-023000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,358 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Porch | Open Porch |
| Deck Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5905-0000-023000 |
|---|---|
| Old Parcel Number | 35064 |
| Street Address | 23 E RIVER OAKS LN |
| City | INGRAM |
| State | TX |
| Zip | 78025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS LODGE LOT 23 + .0333% INT IN COMMON ACRES .43 |
| Legal Subdivision | RIVER OAKS LODGE |
| Legal Lot Number | 23 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 960304 |
Source: Kerr County assessment roll, as of September 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 294203, KERRVILLE, TX 78029-4203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2020 | Deed of Trust, Mortgage · Construction Mortgage SECURITY STATE BANK & TRUST |
| Jan 14, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 23, 2020 |
| Deed Sale | Oct 23, 2020 |
| Deed Document Number | 0020-08186 |
| Prior Transfer Date | Jan 14, 2020 |
| Prior Transfer Doc | 20-000327 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 23 E RIVER OAKS LN, INGRAM, TX 78025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | KERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO |
| Name | Verified Name |
|---|---|
| Address | 108 ELM WAY, KERRVILLE, TX 78028-7066 |
| Document Number | 20002152 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 20-002152 |
| Name | SECURITY STATE BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FREDERICKSBURG, TX 78624 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Jan 14, 2020 |
| Property Address | 23 E RIVER OAKS LN, INGRAM, TX 78025 |
| Document Number | 20000327 |
| Map Reference | VOL 4 PG 283 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 20-000327 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 RIVERHILL BLVD, 212, KERRVILLE, TX 78028-6531 |
| Name | Verified Name |
|---|---|
| Address | 108 ELM WAY, KERRVILLE, TX 78028-7066 |
Source: Kerr County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Hunt Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332,918 (-3.3%) Land $85,000 Building $247,918 | $332,918 (-3.3%) Land $85,000 Building $247,918 | |
| 2024 | $4,107.00 (-0.68%) | ||
| 2023 | $4,135.00 | $344,263 Land $40,000 Building $304,263 | $344,263 Land $40,000 Building $304,263 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 26 (2024–2026) |
| Claims Outside the SFHA | 9 of 26 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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