Kerr County property record for 19 E River Oaks Ln, Ingram, TX 78025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 972 sqft |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,053 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Feb 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5905-0000-019000 |
| Primary APN | 5905-0000-019000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 972 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 972 sqft |
| Upper Floors Area | 432 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Foundation Type | Slab (Mat/Raft) |
|---|---|
| Roof Type | Gable |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Carport |
| Garage Area | 576 sqft |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Storage Building | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 5905-0000-019000 |
|---|---|
| Street Address | 19 E RIVER OAKS LN |
| City | INGRAM |
| State | TX |
| Zip | 78025-5513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS LODGE LOT 19 + .0333% INT IN COMMON |
| Legal Subdivision | RIVER OAKS LODGE |
| Legal Lot Number | 19 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 2 |
| Census Block | 2107 |
| Census Tract | 960304 |
Source: Kerr County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer KERRVILLE TITLE COMPANY |
| Feb 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Dec 6, 2011 | Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORP |
| Dec 7, 2011 | Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORP |
| Jan 29, 2026 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 |
| Deed Sale | Jun 11, 2026 |
| Deed Document Number | 20263434 |
| Prior Transfer Date | Jan 28, 2026 |
| Prior Transfer Doc | 0000000484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Jun 11, 2026 |
| Property Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Document Number | 0000003434 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 20263434 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | KERRVILLE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, CLOSING USA OF DELAWARE LLC |
| Name | Verified Name |
|---|---|
| Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Document Number | 0023001087 |
|---|---|
| Date | Feb 23, 2023 |
| Instrument | 23-001087 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | NATIONAL TITLE NTWK INC, NATIONAL TITLE NETWORK INC |
| Name | Verified Name |
|---|
| Document Number | 0011007437 |
|---|---|
| Date | Dec 6, 2011 |
| Instrument | 11-007437 |
| Name | AMERIGROUP MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 1, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERR TX |
| Property Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000117437 |
|---|---|
| Date | Dec 7, 2011 |
| Instrument | 11-7437 |
| Name | AMERIGROUP MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 1, 2015 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4% |
| Index | 1-Year T-Bill |
| Margin | 2 |
| Max Rate | 8% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Jan 29, 2026 |
| Property Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Document Number | 0026000484 |
| Map Reference | VOL 4 PG 283 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 26-000484 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 E RIVER OAKS LN, INGRAM, TX 78025-5513 |
| Name | Verified Name |
|---|---|
| Address | 8332 DELPHIAN DR, UNIVERSAL CITY, TX 78148-2518 |
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Hunt Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,053.00 (+435.61%) | $262,298 (-) Land $85,000 Building $177,298 | $262,298 (-) Land $85,000 Building $177,298 |
| 2025 | $570.00 Homeowner's exemption Senior Citizen's exemption | $262,298 (+1.82%) Land $85,000 Building $177,298 | $262,298 (+1.82%) Land $85,000 Building $177,298 |
| 2024 | $570.00 (-0.18%) | ||
| 2023 | $571.00 Homeowner's exemption Senior Citizen's exemption | $257,598 Land $40,000 Building $217,598 | $257,598 Land $40,000 Building $217,598 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 26 (2024–2026) |
| Claims Outside the SFHA | 9 of 26 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 44% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hill Country Telecommunications Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
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