13 E River Oaks Ln, Ingram, TX 78025 Property Records

Kerr County property record for 13 E River Oaks Ln, Ingram, TX 78025 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,387 sqft Living Area
Lot Size18,731 sqft (0.43 acres)
GarageAttached
OccupancyOwner Occupied
Tax Bill$3,648.00 (2024)

Property Details

APN / Parcel Number

Primary APN5905-0000-013000
Alternative APN
  • 35054

Interior

Full Baths2 Baths
Building Area1,387 sqft Living Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialAsphalt Roof
Lot Area18,731 sqft (0.43 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
PorchOpen Porch
Storage Building64 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number5905-0000-013000
Old Parcel Number35054
Street Address13 E RIVER OAKS LN
CityINGRAM
StateTX
Zip78025
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIVER OAKS LODGE LOT 13 + .0333% INT IN COMMON ACRES .43
Legal SubdivisionRIVER OAKS LODGE
Legal Lot Number13
JurisdictionKERR TX
Minor Civil DivisionINGRAM
Census Blockgroup2
Census Block2107
Census Tract960304

Owner

Source: Kerr County records · APN 5905-0000-013000

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 404, HUNT, TX 78024-0404
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
SECURITY STATE BANK & TRUST
Sep 13, 2023Vendor's Lien, Transfer · Conventional Mortgage
AMOCO FCU
Aug 27, 2021Vendor's Lien, Transfer · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2023
Deed SaleSep 13, 2023
Prior SaleAug 27, 2021
Deed Doc Number23-005662
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERR TX
Property Address13 E RIVER OAKS LN, INGRAM, TX 78025
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyKERR COUNTY ABSTRACT AND TITLE COMPANY, KERN CNTY ABSTRACT & TTL CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 RIVERHILL BLVD, KERRVILLE, TX 78028-6531

Mortgage

Document Number0020009199
DateDec 03, 2020
Instrument20-009199
Lender
NameSECURITY STATE BANK & TRUST
TypeBank
AddressFREDERICKSBURG, TX 78624
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

September 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionKERR TX
Recording DateSep 13, 2023
Property Address13 E RIVER OAKS LN, INGRAM, TX 78025
Document Number0023005662
Map ReferenceVOL 4 PG 283
Instrument DateSep 12, 2023
Instrument23-005662
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyKERR CNTY ABSTRACT & TTL CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 404, HUNT, TX 78024-0404

Mortgage

Document Number0023005663
DateSep 13, 2023
Instrument23-005663
Lender
NameAMOCO FCU
TypeCredit Union
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

August 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionKERR TX
Recording DateAug 27, 2021
Property Address13 E RIVER OAKS LN, INGRAM, TX 78025-5513
Document Number0021007608
Map ReferenceVOL 4 PG 283
Instrument DateAug 23, 2021
Instrument21-007608
Transaction TypeTransfer
Record UpdatedDec 23, 2022
Title CompanyKERR COUNTY ABSTRACT AND TITLE COMPANY, KERR CNTY ABSTRACT & TTL CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 795, INGRAM, TX 78025-0795

Mortgage

Document Number0021007609
DateAug 27, 2021
Instrument21-007609
Lender
NamePENTAGON FCU
TypeCredit Union
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Kerr County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
CountyKerr County
Unified School DistrictHunt Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$361,062 (-1.84%) Land $85,000 Building $276,062$361,062 (-4.95%) Land $85,000 Building $276,062
2024$3,648.00 (+9.88%) Homeowner's exemption$367,844 (-3.17%) Land $40,000 Building $339,880$379,880 (-) Land $40,000 Building $339,880
2023$3,320.00 Homeowner's exemption$379,880 Land $40,000 Building $339,880$379,880 Land $40,000 Building $339,880

Flood & Wildfire

13 E River Oaks Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Kerr County (48265C), updated August 4, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
61st percentile of exposed land nationally · 44th in Texas
Wildfire LikelihoodModerate — about 1 in 709 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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