23 E 38th St, Savannah, GA 31401 Property Records

Chatham County property record for 23 E 38th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,896 sqft · built 1912
Lot Size	0.065 acres (2,849 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (May 2019)
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0065-30-007`

Property Details

APN / Parcel Number

Primary APN	`2-0065-30-007`
Alternative APN	`W218J241`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,896 sqft Living Area
1st Floor Area	960 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Metal
Lot Area	2,849 sqft (0.065 acres)
Lot Dimensions	95 ft deep x 30 ft wide
Porch	Slab
Porch Area	418 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	23 E 38TH ST
City	SAVANNAH
State	GA
Zip	31401-8560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	EAST HALF LOT LETTER A WADLEY WA RD
Legal Subdivision	SISTER COURT
Legal Lot Number	A
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2029
Census Tract	11400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 E 38TH ST, SAVANNAH, GA 31401-8560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage SYNOVUS BANK
Jun 23, 2022	Deed of Trust, Mortgage · Line of Credit LOWER
Jun 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Dec 22, 2014 · Amount on Record
Deed Document Number	20195088
Deed Book / Page	1623 / 418
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 E 38TH ST, SAVANNAH, GA 31401-8560
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 38TH ST, SAVANNAH, GA 31401-8560

Mortgage

Document Number	0019760170
Date	Jul 2, 2020
Book Page	0000001976/0000000170

Lender

Name	SYNOVUS BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 E 38TH ST, SAVANNAH, GA 31401-8560
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 38TH ST, SAVANNAH, GA 31401-8560

Mortgage

Document Number	0028400502
Date	Jun 23, 2022
Book Page	0000002840/0000000502

Lender

Name	LOWER

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 E 38TH ST, SAVANNAH, GA 31401-8560
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 38TH ST, SAVANNAH, GA 31401-8560

Mortgage

Document Number	0028400488
Date	Jun 23, 2022
Book Page	0000002840/0000000488

Lender

Name	LOWER

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 1, 2020

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 E 38TH ST, SAVANNAH, GA 31401-8560
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 38TH ST, SAVANNAH, GA 31401-8560

Mortgage

Document Number	0000002366/0000000001
Date	May 13, 2021
Book Page	0000002366/0000000001

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	23 E 38TH ST, SAVANNAH, GA 31401-8560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 38TH ST, SAVANNAH, GA 31401-8560

Mortgage

Document Number	0000001976/0000000170
Date	Jul 2, 2020
Book Page	0000001976/0000000170

Lender

Name	SYNOVUS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 17, 2019
Property Address	23 E 38TH ST, SAVANNAH, GA 31401-8560
Document Number	0016230418
Book / Page	1623 / 418
Instrument Date	May 17, 2019
Instrument	2019-005088
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 E 38TH ST, SAVANNAH, GA 31401-8560

Mortgage

Document Number	0000001623/0000000419
Date	May 21, 2019
Book Page	0000001623/0000000419

Lender

Name	SYNOVUS MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,080 (+2.39%) Land $50,000 Building $180,080	$575,200 (+2.39%) Land $125,000 Building $450,200
2025	$3,256.00 (-25.68%) Homeowner's exemption	$224,720 (+5.09%) Land $50,000 Building $174,720	$561,800 (+5.09%) Land $125,000 Building $436,800
2023		$213,840 (+25.35%) Land $50,000 Building $163,840	$534,600 (+25.35%) Land $125,000 Building $409,600
2022	$4,381.00	$170,600 Land $32,000 Building $138,600	$426,500 Land $80,000 Building $346,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Seimitsu, Verizon.

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