102 E 38th St, Savannah, GA 31401 Property Records

Chatham County property record for 102 E 38th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,737 sqft · built 1920
Lot Size	0.132 acres (5,732 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,325,000 (Dec 2025)
Tax Bill	$4,640 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0065-19-011`

Property Details

APN / Parcel Number

Primary APN	`2-0065-19-011`
Alternative APN	`A235M008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,737 sqft Living Area
1st Floor Area	1,894 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Metal
Lot Area	5,732 sqft (0.132 acres)
Lot Dimensions	94 ft deep x 61 ft wide

Exterior Amenities

Porch	Slab
Porch Area	308 sqft
Deck Area	50 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	102 E 38TH ST
City	SAVANNAH
State	GA
Zip	31401-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOTS 13 & 14 BLK 2 THOMAS WD
Legal Subdivision	SISTER COURT
Legal Block	2
Legal Lot Number	13-14
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2019
Census Tract	11400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 E 38TH ST, SAVANNAH, GA 31401-9008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage USALLIANCE FEDERAL CREDIT UNION
Dec 18, 2025	Limited Warranty Deed, Transfer · Conventional Mortgage SOUTHSTATE BANK
Mar 24, 2023	Warranty Deed, Transfer
May 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Mar 24, 2023 · Amount on Record
Deed Book / Page	3859 / 575
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	102 E 38TH ST, SAVANNAH, GA 31401-9008
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E 38TH ST, SAVANNAH, GA 31401-9008

Mortgage

Document Number	0033130471
Date	Feb 28, 2024
Book Page	0000003313/0000000471

Lender

Name	USALLIANCE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 18, 2025
Property Address	102 E 38TH ST, SAVANNAH, GA 31401-9008
Document Number	0038590575
Book / Page	3859 / 575
Instrument Date	Dec 12, 2025
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.25
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E 38TH ST, SAVANNAH, GA 31401-9008

Mortgage

Document Number	0003859581
Date	Dec 18, 2025
Instrument	3859/581

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2020

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 24, 2023
Property Address	102 E 38TH ST, SAVANNAH, GA 31401-9008
Document Number	0030530235
Book / Page	3053 / 235
Instrument Date	Mar 24, 2023
Instrument	2023-002722
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 E 2ND AVE SW, ROME, GA 30161-3302

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 9, 2022
Property Address	102 E 38TH ST, SAVANNAH, GA 31401-9008
Document Number	0028070182
Book / Page	2807 / 182
Instrument Date	May 9, 2022
Instrument	2022-005779
Transaction Type	Transfer
Record Updated	Jun 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 406, PORTAL, GA 30450-0406

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,600 (+40.31%) Land $50,000 Building $591,600	$1,604,000 (+40.31%) Land $125,000 Building $1,479,000
2025	$4,640.00 (-7.39%)	$457,280 (+175.87%) Land $50,000 Building $407,280	$1,143,200 (+175.87%) Land $125,000 Building $1,018,200
2023		$165,760 (+30.07%) Land $50,000 Building $115,760	$414,400 (+30.07%) Land $125,000 Building $289,400
2022	$5,010.00	$127,440 Land $32,000 Building $95,440	$318,600 Land $80,000 Building $238,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Seimitsu, Verizon.

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