108 E 38th St, Savannah, GA 31401 Property Records

Chatham County property record for 108 E 38th St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 2018
Lot Size	0.065 acres (2,818 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Apr 2023)
Tax Bill	$10,372 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0065-19-013`

Property Details

APN / Parcel Number

Primary APN	`2-0065-19-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,920 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	2,818 sqft (0.065 acres)
Lot Dimensions	94 ft deep x 30 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	1,144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	108 E 38TH ST
City	SAVANNAH
State	GA
Zip	31401-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 16 BLOCK 2 THOMAS WARD .065 AC BK51 PG319
Legal Block	2
Legal Lot Number	16
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2019
Census Tract	11400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Thomas Square Streetcar Historic District listed 1997 · 1,114 contributing resources · NRIS 97000813

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 E 38TH ST, SAVANNAH, GA 31401-9008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL
Dec 1, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Mar 15, 2021	Limited Warranty Deed, Transfer
Mar 23, 2018	Deed of Trust, Mortgage QUEENSBOROUGH NATIONAL BANK
May 6, 2019	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on Record
Deed Sale	Apr 6, 2023 · Amount on Record
Prior Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	20232222
Deed Book / Page	3063 / 374
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 10, 2023
Property Address	108 E 38TH ST, SAVANNAH, GA 31401-9008
Document Number	0030630374
Book / Page	3063 / 374
Instrument Date	Mar 10, 2023
Instrument	2023-002222
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 38TH ST, SAVANNAH, GA 31401-9008

Mortgage

Document Number	0003063376
Date	Mar 10, 2023
Instrument	3063/376

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 1, 2021
Property Address	108 E 38TH ST, SAVANNAH, GA 31401-9008
Document Number	002629/523
Book / Page	2629 / 523
Instrument Date	Dec 1, 2021
Instrument	2021-015638
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 38TH ST, SAVANNAH, GA 31401-9008

Mortgage

Document Number	0000002629/0000000532
Date	Dec 3, 2021
Book Page	0000002629/0000000532

Lender

Name	GATEWAY FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	108 E 38TH ST, SAVANNAH, GA 31401-9008
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	GA

Mortgage

Document Number	0000001616/0000000409
Date	May 10, 2019
Book Page	0000001616/0000000409
Instrument	031673470017

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2020

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 15, 2021
Property Address	108 E 38TH ST, SAVANNAH, GA 31401-9008
Document Number	0022830377
Book / Page	2283 / 377
Instrument Date	Mar 15, 2021
Instrument	2021-003001
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 38TH ST, SAVANNAH, GA 31401-9008

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	108 E 38TH ST, SAVANNAH, GA 31401-9008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1306/484
Date	Mar 23, 2018
Book Page	1306/484
Instrument	30928470010

Lender

Name	QUEENSBOROUGH NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2019

May 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 6, 2019
Property Address	108 E 38TH ST, SAVANNAH, GA 31401-9008
Document Number	0016160408
Book / Page	1616 / 408
Instrument Date	May 6, 2019
Instrument	2019-004791
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 E 38TH ST, SAVANNAH, GA 31401-9008

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,480 (+6.99%) Land $50,000 Building $335,480	$963,700 (+6.99%) Land $125,000 Building $838,700
2025	$10,372.00 (+1.84%)	$360,280 (+7.74%) Land $50,000 Building $310,280	$900,700 (+7.74%) Land $125,000 Building $775,700
2023		$334,400 (+35.93%) Land $50,000 Building $284,400	$836,000 (+35.93%) Land $125,000 Building $711,000
2022	$10,185.00	$246,000 Land $29,640 Building $216,360	$615,000 Land $74,100 Building $540,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Seimitsu, Verizon.

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