Charlotte County property record for 23 Duncan Rd, Punta Gorda, FL 33982
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 0.218 acres (9,512 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $9,000 (Jan 2026) |
| Tax Bill | $137 (2025) |
| Deeds & Mortgages | Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-01-231-019 |
| Primary APN | 40-23-01-231-019 |
|---|---|
| Alternative APNs |
|
| Lot Area | 9,512 sqft (0.218 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004604606 |
|---|---|
| Old Parcel Number | 00896800000000 |
| Street Address | 23 DUNCAN RD |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | RMF10 |
| Legal Description | PRS 009 000Q 0004 PEACE RIVER SHORES UN 9 BLK Q LT 4 651/1147 2421/1199 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 01 |
| Legal Subdivision | PEACE RIVER SHORES |
| Legal Block | Q |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10200 |
Source: Charlotte County records, as of February 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 512117, PUNTA GORDA, FL 33951-2117 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2004 · Amount on Record |
| Deed Document Number | 3607164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 22, 2026 |
| Property Address | 23 DUNCAN RD, PUNTA GORDA, FL 33982 |
| Document Number | 0003607164 |
| Map Reference | MB 7 PG 40A&40B |
| Instrument Date | Jan 16, 2026 |
| Instrument | 3607164 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | KEMP TITLE AGENCY LLC, MVP TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $63.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 OAK TREE RD, MANHEIM, PA 17545-9406 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 512117, PUNTA GORDA, FL 33951-2117 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $137.00 (-35.98%) | $3,423 (+21%) | $20,000 (+33.33%) Land $20,000 |
| 2023 | $214.00 (+25.15%) | $2,829 (-66.72%) | $15,000 (+76.47%) Land $15,000 |
| 2022 | $171.00 | $8,500 Land $8,500 | $8,500 Land $8,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 126 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1982–2024) |
| Claims Outside the SFHA | 4 of 68 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 40 / 3 |
| Verizon Fixed Wireless | 25 / 6 |
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