23 Derby St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 23 Derby St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,924 sqft · built 1920
Lot Size	0.124 acres (5,400 sqft)
Owner	Trust Name on Record
Last Sale	$62,500 (Dec 1982)
Tax Bill	$6,770 (2026)
Deeds & Mortgages	Aug 2023 Transfer May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0024 B:0031 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0024 B:0031 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	4,030 sqft
1st Floor Area	962 sqft
Attic	Attic
Attic Area	962 sqft
Basement Area	962 sqft
Unfinished Basement	962 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 DERBY ST
City	GLOUCESTER
State	MA
Zip	01930-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	31
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2007
Census Tract	221600

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	23 DERBY ST, GLOUCESTER, MA 01930-2625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Quit Claim Deed, Transfer Quitclaim
May 15, 2019	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 1982 · Amount on Record
Deed Sale	Dec 1, 1982 · Amount on Record
Deed Book / Page	7019 / 550
Last Transfer Date	Jul 11, 2023
Transfer Doc	041694-412
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Aug 2, 2023
Property Address	23 DERBY ST, GLOUCESTER, MA 01930-2625
Document Number	041694-412
Book / Page	41694 / 412
Instrument Date	Jul 11, 2023
Instrument	20230802000530
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 DERBY ST, GLOUCESTER, MA 01930-2625

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	23 DERBY ST, GLOUCESTER, MA 01930-2625
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37510-445
Date	May 15, 2019
Book Page	37510/445
Instrument	20190515002890

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2039

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,770.00 (+3.19%)	$727,200 (+7.73%) Land $151,900 Building $575,300	$641,333
2025	$6,561.00 (+0.89%)	$675,000 (+1%) Land $140,700 Building $534,300
2024	$6,503.00 (+4.1%)	$668,300 (+13.29%) Land $134,000 Building $534,300
2023	$6,247.00	$589,900 Land $119,600 Building $470,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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