1 Derby St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 1 Derby St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 2.5 ba · 2,781 sqft · built 1900
Lot Size	0.059 acres (2,550 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Mar 2021)
Tax Bill	$6,893 (2026)
Deeds & Mortgages	Nov 2021 Line of Credit Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0024 B:0047 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0024 B:0047 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,781 sqft Living Area
Gross Area	5,557 sqft
1st Floor Area	1,404 sqft
Attic	Attic
Attic Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,550 sqft (0.059 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1 DERBY ST
City	GLOUCESTER
State	MA
Zip	01930-2601
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	47
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2010
Census Tract	221600

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 573, GLOUCESTER, MA 01931-0573
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK
Mar 19, 2021	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	20216770
Deed Book / Page	39667 / 601
Prior Transfer Date	Mar 12, 2021
Prior Transfer Doc	39667-601
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	1 DERBY ST, GLOUCESTER, MA 01930-2601
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040525-565
Date	Nov 29, 2021
Book Page	40525/565
Instrument	20211129004340

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 19, 2021
Property Address	1 DERBY ST, GLOUCESTER, MA 01930-2601
Document Number	39667-601
Book / Page	39667 / 601
Instrument Date	Mar 12, 2021
Instrument	20210319006770
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 HASKELL ST, GLOUCESTER, MA 01930-3240

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,893.00 (+9.41%)	$740,400 (+14.24%) Land $130,900 Building $609,500	$695,676
2025	$6,300.00 (+0.8%)	$648,100 (+0.9%) Land $121,200 Building $526,900
2024	$6,250.00 (-7.41%)	$642,300 (+0.77%) Land $115,400 Building $526,900
2023	$6,750.00	$637,400 Land $103,000 Building $534,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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