31 Derby St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 31 Derby St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 3,208 sqft · built 1900
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Tax Bill	$6,824 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0024 B:0028 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0024 B:0028 L:0000`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Units	2 Units
Stories	3 Stories
Building Area	3,208 sqft Living Area
Gross Area	4,892 sqft
1st Floor Area	1,336 sqft
Basement Area	1,336 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 DERBY ST
City	GLOUCESTER
State	MA
Zip	01930-2625
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-5
Legal Block	28
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2007
Census Tract	221600

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 DERBY ST, GLOUCESTER, MA 01930-2625
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	31 DERBY ST, GLOUCESTER, MA 01930-2625
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041951-475
Date	Jan 17, 2024
Book Page	41951/475
Instrument	20240117002690

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,824.00 (+8.73%)	$733,000 (+13.52%) Land $151,900 Building $581,100	$714,556
2025	$6,276.00 (+0.95%)	$645,700 (+1.05%) Land $140,700 Building $505,000
2024	$6,217.00 (-7.04%)	$639,000 (+1.19%) Land $134,000 Building $505,000
2023	$6,688.00	$631,500 Land $119,600 Building $511,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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