23 Deer Rd, Frostproof, FL 33843 Property Records

Polk County property record for 23 Deer Rd, Frostproof, FL 33843 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage1,968 sqft Living Area
Lot Size2.02 acres
GarageAttached, 330 sqft
OccupancyOwner Occupied
Tax Bill$3,268.00 (2025)

Property Details

APN / Parcel Number

Primary APN28-32-12-000000-013110
Alternative APNs
  • 123228000000013110
  • 23228000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,968 sqft Living Area
Gross Area1,848 sqft Gross Area
1st Floor1,266 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area88,344 sqft
Garage TypeAttached Garage
Garage Area330 sqft Garage
Shed1 Shed
Porch Area279 sqft Porch

Location & Zoning

Street Address23 DEER RD
CityFROSTPROOF
StateFL
Zip33843-7656
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG 3968.72 FT N & 1673.99 FT W OF SE COR OF SEC RUN N61-36-22W 150 FT S28-23-38W 294.54 FT S61-36-22E 150 FT N28-23-38E 294.54 FT TO POB BEING LOT 96 OF UNREC MIAMI GREEN VALLEY & BEG 3897.39 FT N & 1542.04 FT W OF SE COR OF SEC RUN N61-36-22W 150 F
Legal Range28E
Legal Township32S
Legal Section12
Legal SubdivisionMIAMI GREEN VALLEY (UNREC)
Legal Tract000000
Legal Block3
Legal Lot Number95
JurisdictionPOLK FL
Minor Civil DivisionFROSTPROOF
Census Blockgroup3
Census Block3028
Census Tract15702

Owner

Source: Polk County records · APN 28-32-12-000000-013110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 DEER RD, FROSTPROOF, FL 33843-7656
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2025Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jul 28, 2021Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC
Feb 22, 2021Intrafamily Transfer, Transfer · Veterans Administration Mortgage
THE FEDERAL SAVINGS BANK
Sep 16, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
AMERICAN LIBERTY MTG
Dec 07, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BK
Apr 26, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2021
Deed SaleFeb 22, 2021
Prior SaleSep 16, 2019 · Amount on Record
Deed Doc Number202143692
Deed Book / Page11588 / 1276
Prior Transfer DateJan 26, 2021
Prior Transfer Doc0000043692
Record RefreshedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address23 DEER RD, FROSTPROOF, FL 33843-7656
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094132
DateApr 23, 2025
Book Page13519/125
Instrument2025094132
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 15, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 28, 2021
Property Address23 DEER RD, FROSTPROOF, FL 33843-7656
Document Number0000196215
Book / Page11823 / 699
Instrument DateJul 23, 2021
Instrument2021196215
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 448, FROSTPROOF, FL 33843-0448

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 DEER RD, FROSTPROOF, FL 33843-7656

Mortgage

Document Number0011823701
DateJul 28, 2021
Instrument11823/701
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateFeb 22, 2021
Property Address23 DEER RD, FROSTPROOF, FL 33843-7656
Document Number0000043692
Book / Page11588 / 1276
Instrument DateJan 26, 2021
Instrument2021043692
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyBCHH INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 DEER RD, FROSTPROOF, FL 33843-7656

Mortgage

Document Number0115881279
DateFeb 22, 2021
Instrument11588/1279
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 16, 2019
Property Address23 DEER RD, FROSTPROOF, FL 33843-7656
Document Number0109740411
Book / Page010974 / 000411
Instrument DateSep 13, 2019
Instrument195313
Transaction TypeTransfer
Record UpdatedOct 01, 2019
Title CompanyAMERICAS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,701.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 DEER RD FROSTPROOF FL 338437656, FROSTPROOF, FL 33843-7656

Mortgage

Document Number109740413
DateSep 16, 2019
Book Page010974/000413
Instrument195314
Lender
NameAMERICAN LIBERTY MTG
TypeMortgage Company
AddressDENVER, CO 80211
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address23 DEER RD, FROSTPROOF, FL 33843-7656
Document Number0106990615
Instrument DateDec 07, 2018
Transaction TypeMortgage
Record UpdatedJan 03, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address23 DEER RD FROSTPROOF FL 338437656, FROSTPROOF, FL 33843-7656

Mortgage

Document Number0106990615
DateDec 17, 2018
Book Page010699/000615
Instrument260159
Lender
NameCITIZENS BK
TypeBank
AddressFROSTPROOF, FL 33843
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 26, 2018
Property Address23 DEER RD, FROSTPROOF, FL 33843-7656
Document Number0104661546
Book / Page010466 / 001546
Instrument DateApr 19, 2018
Instrument89601
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,103.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address23 DEER RD FROSTPROOF FL 338437656, FROSTPROOF, FL 33843-7656

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,268.00 (-9.47%) Homeowner's exemption$292,968 (+5.99%)$315,413 (-1.11%) Land $34,486 Building $280,927
2023$3,610.00 (+2.85%) Homeowner's exemption$276,418 (+3%)$318,960 (+18.85%) Land $33,472 Building $285,488
2022$3,510.00 Homeowner's exemption$268,367 Land $27,994 Building $240,373$268,367 Land $27,994 Building $240,373

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire LikelihoodAbout 1 in 112 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Deer Rd

Nearby Streets

Search Property Records by Address or Parcel Number