42 Deer Rd, Frostproof, FL 33843 Property Records

Polk County property record for 42 Deer Rd, Frostproof, FL 33843 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,624 sqft Living Area
Lot Size	1.82 acres
Occupancy	Owner Occupied
Last Sale	$15,000 (2019)
Tax Bill	$2,850.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-32-12-000000-023030`
Alternative APNs	`123228000000023030` `23228000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,624 sqft Living Area
Gross Area	2,079 sqft Gross Area
1st Floor	1,624 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	79,697 sqft
Garage Type	Attached Garage
Garage Area	455 sqft Garage
Shed	1 Shed

Location & Zoning

Street Address	42 DEER RD
City	FROSTPROOF
State	FL
Zip	33843-7610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG 2031.59 FT N & 1619.86 FT W OF SE COR OF SEC RUN N 30 DEG 41 MIN 46 SEC W 110 FT W 360 FT M/L TO REEDY CREEK SLY ALONG CREEK TO A POINT S 59 DEG 18 MIN 14 SEC W OF POB RUN N 59 DEG 18 MIN 14 SEC E 430 FT M/L TO POB BEING LOT 46
Legal Range	28E
Legal Township	32S
Legal Section	12
Legal Subdivision	MIAMI GREEN VALLEY (UNREC)
Legal Tract	000000
Legal Block	3
Legal Lot Number	46
Jurisdiction	POLK FL
Minor Civil Division	FROSTPROOF
Census Blockgroup	3
Census Block	3028
Census Tract	15702

Owner

Source: Polk County records · APN 28-32-12-000000-023030

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 DEER RD, FROSTPROOF, FL 33843-7610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Sep 01, 2016
Deed Doc Number	2019241398
Deed Book / Page	11040 / 695
Last Transfer Date	Mar 18, 2025
Transfer Doc	0000063009
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	42 DEER RD, FROSTPROOF, FL 33843-7610
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033537
Date	Feb 09, 2021
Book Page	11573/1593
Instrument	2021033537

Lender

Name	CITIZENS BANK & TRUST
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 01, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	7.87%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00 (-10.69%) Homeowner's exemption	$265,637 (+5.99%)	$317,297 (-0.47%) Land $11,315 Building $305,982
2023	$3,191.00 (+1.08%) Homeowner's exemption	$250,632 (+3%)	$318,796 (+11.61%) Land $10,990 Building $307,806
2022	$3,157.00 Homeowner's exemption	$243,332	$285,628 Land $9,235 Building $276,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	About 1 in 87 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.