54 Deer Rd, Frostproof, FL 33843 Property Records

Polk County property record for 54 Deer Rd, Frostproof, FL 33843 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2004
Square Footage	1,966 sqft Living Area
Lot Size	2.52 acres
Garage	Attached, 624 sqft
Occupancy	Owner Occupied
Tax Bill	$1,985.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-32-12-000000-022110`
Alternative APNs	`123228000000022110` `23228000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,966 sqft Living Area
Gross Area	2,764 sqft Gross Area
1st Floor	1,966 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	109,880 sqft
Garage Type	Attached Garage
Garage Area	624 sqft Garage
Porch Area	288 sqft Porch

Location & Zoning

Street Address	54 DEER RD
City	FROSTPROOF
State	FL
Zip	33843-7610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG 1128.72 FT N & 1083.84 FT W OF SE COR OF SEC RUN N 30 DEG 41 MIN 46 SEC W 150 FT S 59 DEG 18 MIN 14 SEC W 370 FT M/L TO C/L OF CREEK SLY ALONG C/L TO A POINT S 59 DEG 18 MIN 14 SEC W OF POB RUN N 59 DEG 18 MIN 14 SEC E 410 FT M/L TO POB BEING LOT
Legal Range	28E
Legal Township	32S
Legal Section	12
Legal Subdivision	MIAMI GREEN VALLEY (UNREC)
Legal Tract	000000
Legal Block	3
Legal Lot Number	52
Jurisdiction	POLK FL
Minor Civil Division	FROSTPROOF
Census Blockgroup	3
Census Block	3028
Census Tract	15702

Owner

Source: Polk County records · APN 28-32-12-000000-022110

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	54 DEER RD, FROSTPROOF, FL 33843-7610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2014
Deed Sale	Jun 23, 2014
Prior Sale	Nov 24, 2003 · Amount on Record
Deed Doc Number	2014107705
Deed Book / Page	9276 / 529
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	54 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0113592126
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	54 DEER RD FROSTPROOF FL 338437610, FROSTPROOF, FL 33843-7610

Mortgage

Document Number	0113592126
Date	Sep 02, 2020
Book Page	011359/002126
Instrument	181468

Lender

Name	CITIZENS BK
Type	Bank
Address	FROSTPROOF, FL 33843

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,985.00 (-15.6%) Homeowner's exemption	$193,770 (+5.99%)	$321,716 (-1%) Land $34,261 Building $287,455
2023	$2,352.00 (+3.38%) Homeowner's exemption	$182,824 (+3%)	$324,962 (+11.99%) Land $33,261 Building $291,701
2022	$2,275.00 Homeowner's exemption	$177,499	$290,160 Land $27,861 Building $262,299

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Very High above 91% of the US · above 85% of Florida
Wildfire Likelihood	About 1 in 73 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.