Warwick City property record for 23 Covel Cir, Warwick, RI 02888
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,620 sqft · built 1916 |
| Lot Size | 0.271 acres (11,821 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (May 2020) |
| Tax Bill | $5,183 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29705410000 |
| Primary APN | 29705410000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,620 sqft Living Area |
| Gross Area | 3,572 sqft |
| 1st Floor Area | 1,120 sqft |
| Attic | Attic |
| Attic Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,821 sqft (0.271 acres) |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 120040 |
|---|---|
| Street Address | 23 COVEL CIR |
| City | WARWICK |
| State | RI |
| Zip | 02888-3203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 541 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 21100 |
23 Covel Cir is owned and occupied by an individual who bought it in May 2020.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 COVEL CIR, WARWICK, RI 02888-3203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage NFM LENDING |
| Sep 22, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2020 · Amount on File |
| Deed Sale | May 4, 2020 · Amount on File |
| Prior Sale | Feb 24, 2014 · Amount on File |
| Deed Book / Page | 9502 / 248 |
| Transfer Doc | 7706-8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | May 4, 2020 |
| Property Address | 23 COVEL CIR, WARWICK, RI 02888-3203 |
| Document Number | 9502-248 |
| Book / Page | 9502 / 248 |
| Instrument | 5555 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 COVEL CIR, WARWICK, RI 02888-3203 |
| Document Number | 5556 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 5556 |
| Name | NFM LENDING |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 23 COVEL CIR, WARWICK, RI 02888-3203 |
| Document Number | 8915-226 |
| Book / Page | 008915 / 000226 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Address | 23 COVEL CIR WARWICK RI 028883203, WARWICK, RI 02888-3203 |
| Document Number | 8915-226 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 008915/000226 |
| Instrument | 14918 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 9, 2044 |
The 2025 property tax bill for 23 Covel Cir was $5,183.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,183.00 | $408,100 Land $107,200 Building $300,900 | |
| 2024 | $393,490 | ||
| 2023 | $4,002.00 (+5.73%) | $282,000 (+39.53%) Land $93,200 Building $188,800 | |
| 2022 | $3,785.00 | $202,100 Land $61,800 Building $140,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Covel Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1982–2023) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Covel Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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