13 Covel Cir, Warwick, RI 02888 Property Records

Warwick City property record for 13 Covel Cir, Warwick, RI 02888

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,816 sqft · built 1905
Lot Size0.135 acres (5,890 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Dec 2016)
Tax Bill$5,146 (2025)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN29705430000

Property Details

APN / Parcel Number

Primary APN29705430000
Alternative APNs
  • WARW M:297 B:0543 L:0000
  • 700024093

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,816 sqft Living Area
Gross Area3,000 sqft
1st Floor Area916 sqft
Basement Area372 sqft
Unfinished Basement372 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,890 sqft (0.135 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number700024093
Street Address13 COVEL CIR
CityWARWICK
StateRI
Zip02888-3203
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeA7
Legal Block543
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2020
Census Tract21100

Owner

13 Covel Cir, a duplex, is owned and occupied by two individuals who bought it in December 2016.

Source: Warwick City records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address13 COVEL CIR, WARWICK, RI 02888-3203
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2016 · Amount on File
Deed SaleDec 16, 2016 · Amount on File
Prior SaleMar 22, 2013 · Amount on File
Deed Book / Page8725 / 242
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address13 COVEL CIR, WARWICK, RI 02888-3203
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002487923
DateFeb 22, 2022
Instrument2487-923
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13 Covel Cir was $5,146.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,146.00$405,200 Land $100,200 Building $305,000
2023$4,346.00 (+7.36%)$306,300 (+41.74%) Land $87,100 Building $219,200
2022$4,048.00$216,100 Land $55,900 Building $160,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 13 Covel Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1982–2023)
Claims Outside the SFHA7 of 8
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13 Covel Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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