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12 Covel Cir, Warwick, RI 02888 Property Records

Warwick City property record for 12 Covel Cir, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,005 sqft · built 1953
Lot Size0.147 acres (6,400 sqft)
Owner2 Individual Names on Record
Last Sale$353,500 (Apr 2024)
Tax Bill$3,924 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Jan 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN29705490000

Property Details

APN / Parcel Number

Primary APN29705490000
Alternative APNs
  • WARW M:297 B:0549 L:0000
  • 108732
  • 146297

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,005 sqft Living Area
Gross Area2,151 sqft
1st Floor Area1,005 sqft
Basement Area1,005 sqft
Unfinished Basement1,005 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,400 sqft (0.147 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number146297
Street Address12 COVEL CIR
CityWARWICK
StateRI
Zip02888-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA7
Legal Block549
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2046
Census Tract21100

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 COVEL CIR, WARWICK, RI 02888-3204
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Warranty Deed, Transfer · FHA Mortgage
NORTHPOINTE BANK
Jan 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 20, 2019Quit Claim Deed, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
May 24, 2018Quit Claim Deed, Transfer
Quitclaim
May 11, 2018Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleMay 11, 2018 · Amount on Record
Deed Book / Page10483 / 293
Prior Transfer DateJan 23, 2020
Prior Transfer Doc9442-177
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateApr 29, 2024
Property Address12 COVEL CIR, WARWICK, RI 02888-3204
Document Number010483-293
Book / Page10483 / 293
Instrument DateApr 26, 2024
Instrument3940
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COVEL CIR, WARWICK, RI 02888-3204
InvestorPossibly a Property Investor

Mortgage

Document Number0000003941
DateApr 29, 2024
Instrument3941
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number010485-328
DateMay 2, 2024
Book Page10485/328
Instrument4114
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJun 1, 2039

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateJan 23, 2020
Property Address12 COVEL CIR, WARWICK, RI 02888-3204
Document Number9442-177
Book / Page009442 / 000177
Instrument DateJan 23, 2020
Instrument965
Transaction TypeTransfer
Record UpdatedFeb 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COVEL CIR WARWICK RI 028883204, WARWICK, RI 02888-3204

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateDec 20, 2019
Property Address12 COVEL CIR, WARWICK, RI 02888-3204
Document Number0009422-47
Book / Page9422 / 47
Instrument DateNov 18, 2019
Instrument18036
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COVEL CIR, WARWICK, RI 02888-3204

Mortgage

Document Number0009422-51
DateDec 20, 2019
Book Page9422/51
Instrument18037
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJan 1, 2049

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateMay 24, 2018
Property Address12 COVEL CIR, WARWICK, RI 02888-3204
Document Number9056-185
Book / Page009056 / 000185
Instrument DateMay 23, 2018
Instrument6901
Transaction TypeTransfer
Record UpdatedJun 13, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 COVEL CIR WARWICK RI 028883204, WARWICK, RI 02888-3204

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARWICK RI
Recording DateMay 11, 2018
Property Address12 COVEL CIR, WARWICK, RI 02888-3204
Document Number9048-188
Book / Page009048 / 000188
Instrument DateApr 2, 2018
Instrument6225
Transaction TypeTransfer
Record UpdatedMay 31, 2018

Transaction

AmountAmount Recorded
Tax$135.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 PAWTUCKET AVE RUMFORD RI 029162423, RUMFORD, RI 02916-2423

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,924.00 (+9.61%)$309,000 (+22.47%) Land $100,800 Building $208,200
2024$328,890
2023$3,580.00 (+6.23%)$252,300 (+40.24%) Land $87,700 Building $164,600
2022$3,370.00$179,900 Land $56,600 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1982–2023)
Claims Outside the SFHA7 of 8
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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