Schenectady County and Schenectady City property record for 23 Cornell St, Schenectady, NY 12304
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,146 sqft · built 1900 |
| Lot Size | 0.087 acres (3,795 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Mar 2009) |
| Tax Bill | $5,626 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-2-25 |
| Primary APN | 421500 50.77-2-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,146 sqft Total Area |
| 1st Floor Area | 1,061 sqft |
| 2nd Floor Area | 1,085 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,795 sqft (0.087 acres) |
| Lot Dimensions | 115 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Patio Area | 64 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 23 CORNELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1415 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Subdivision | MAP OF LANDS OF GEORGE W ELY |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 CORNELL ST, SCHENECTADY, NY 12304-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2009 · Amount on Record |
| Deed Sale | Mar 31, 2009 · Amount on Record |
| Prior Sale | Jul 2, 1998 |
| Deed Book / Page | 1799 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 23 CORNELL ST, SCHENECTADY, NY 12304-1415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 23 CORNELL ST, SCHENECTADY, NY 12304-1415 |
| Document Number | 0000023148 |
|---|---|
| Date | May 2, 2022 |
| Book Page | 5223/496 |
| Instrument | 202223148 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2052 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,626.00 (+4.61%) Homeowner's exemption | ||
| 2025 | $5,378.00 (+11.14%) | $99,800 (-) Land $15,000 Building $84,800 | $165,259 (+30.82%) Land $24,839 Building $140,420 |
| 2023 | $99,800 (-) Land $15,000 Building $84,800 | $126,329 (+3.8%) Land $18,987 Building $107,342 | |
| 2022 | $99,800 Land $15,000 Building $84,800 | $121,707 Land $18,293 Building $103,414 | |
| 2021 | $4,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures