27 Cornell St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 27 Cornell St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details3 bd · 2 ba · 1,524 sqft · built 1900
Lot Size0.087 acres (3,795 sqft)
OwnerIndividual Name on Record
Tax Bill$2,962 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 50.77-2-24

Property Details

APN / Parcel Number

Primary APN421500 50.77-2-24
Alternative APN
  • 150005007700020240000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,524 sqft Total Area
1st Floor Area762 sqft
2nd Floor Area762 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,795 sqft (0.087 acres)
Lot Dimensions115 ft deep x 33 ft wide
PorchPorch
Porch Area430 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address27 CORNELL ST
CitySCHENECTADY
StateNY
Zip12304-1415
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal SubdivisionGEORGE W ELY
Legal Block2
Legal Lot Number24.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1003
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address29 CORNELL ST, SCHENECTADY, NY 12304-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Aug 23, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 23, 2019
Transfer Doc0000037933
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address27 CORNELL ST, SCHENECTADY, NY 12304-1415
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 CORNELL ST, SCHENECTADY, NY 12304-1415

Mortgage

Document Number0000029807
DateMay 25, 2023
Book Page5306/396
Instrument202329807
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 10, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 23, 2019
Property Address27 CORNELL ST, SCHENECTADY, NY 12304-1415
Document Number0000037933
Book / Page002018 / 000354
Instrument DateJul 23, 2019
Instrument37933
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 COMELL ST SCHENECTADY NY 12304, SCHENECTADY, NY 12304

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,962.00 (-39.86%) Homeowner's exemption Senior Citizen's exemption
2025$4,925.00 (+8.65%)$77,200 (-) Land $11,600 Building $65,600$127,836 (+30.82%) Land $19,209 Building $108,627
2023$77,200 (-) Land $11,600 Building $65,600$97,722 (+3.8%) Land $14,684 Building $83,038
2022$77,200 Land $11,600 Building $65,600$94,146 Land $14,146 Building $80,000
2021$4,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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