Schenectady County and Schenectady City property record for 14 Cornell St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1920 |
| Lot Size | 0.089 acres (3,894 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,828 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 50.77-2-18 |
| Primary APN | 421500 50.77-2-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,012 sqft Living Area |
| 1st Floor Area | 516 sqft |
| 2nd Floor Area | 496 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,894 sqft (0.089 acres) |
| Lot Dimensions | 118 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14 CORNELL ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | GEORGE ELY MAP 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 18.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20700 |
14 Cornell St is owned and occupied by an individual.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14 CORNELL ST, SCHENECTADY, NY 12304-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 14 CORNELL ST, SCHENECTADY, NY 12304-1416 |
| Document Number | 0000043319 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 13 ROBIN HILL RD MECHANICVILLE NY 121183225, MECHANICVILLE, NY 12118-3225 |
| Document Number | 0000043319 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 004868/000318 |
| Instrument | 43319 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Address | ALBANY, NY 12205 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2048 |
The 2026 property tax bill for 14 Cornell St was $1,828 with exemptions applied, up 5.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,828.00 (+5.48%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,733.00 | $39,400 Land $5,900 Building $33,500 | $65,243 Land $9,770 Building $55,473 |
| 2023 | $39,400 (-) Land $5,900 Building $33,500 | $49,873 (+3.8%) Land $7,468 Building $42,405 | |
| 2022 | $39,400 Land $5,900 Building $33,500 | $48,049 Land $7,195 Building $40,854 | |
| 2021 | $1,708.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Cornell St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 14 Cornell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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