23 Cindy Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 23 Cindy Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,949 sqft · built 2019
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (May 2019)
Tax Bill	$13,524 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00054-01-00011-10`

Property Details

APN / Parcel Number

Primary APN	`21-00054-01-00011-10`
Alternative APN	`02312110`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,949 sqft Living Area
1st Floor Area	1,832 sqft
Upper Floors Area	1,348 sqft
Basement Area	1,587 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	19,602 sqft (0.45 acres)
Garage Area	273 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	02312110
Street Address	23 CINDY CT
City	HOWELL
State	NJ
Zip	07731-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	54.1
Legal Lot Number	11.10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1005
Census Tract	811402

Owner

23 Cindy Ct is owned and occupied by an individual who bought it in May 2019.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	23 CINDY CT, HOWELL, NJ 07731-1879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Deed Document Number	201940906
Deed Book / Page	9347 / 5322
Record Updated	Sep 20, 2026

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 10, 2019
Property Address	23 CINDY CT, HOWELL, NJ 07731-1879
Document Number	0000040906
Book / Page	009347 / 005322
Instrument Date	May 7, 2019
Instrument	40906
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 11, 2019
Title Company	PRESTIGE NJ TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 CINDY CT HOWELL NJ 077311879, HOWELL, NJ 07731-1879

Mortgage

Document Number	40907
Date	May 10, 2019
Book Page	009347/005503
Instrument	40907

Lender

Name	BCB CMNTY BK
Type	Bank
Address	BAYONNE, NJ 07002

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 9, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23 Cindy Ct was $13,524, down 0.6% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,400 (-0.43%) Land $250,000 Building $532,400	$782,400 (-0.43%) Land $250,000 Building $532,400
2025	$13,524.00 (-0.6%)	$785,800 Land $250,000 Building $535,800	$785,800 Land $250,000 Building $535,800
2024	$13,605.00
2023		$698,400 Land $190,000 Building $508,400	$698,400 Land $190,000 Building $508,400
2022	$13,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Cindy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Cindy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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