15 Cindy Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 15 Cindy Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,935 sqft · built 2017
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Nov 2022)
Tax Bill	$13,568 (2025)
Deeds & Mortgages	Nov 2022 Sale Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00054-01-00011-06`

Property Details

APN / Parcel Number

Primary APN	`21-00054-01-00011-06`
Alternative APN	`02312106`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,935 sqft Living Area
1st Floor Area	1,782 sqft
Upper Floors Area	1,457 sqft
Basement Area	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	18,295 sqft (0.42 acres)
Garage Area	304 sqft
Parking Spaces	2 Parking Spaces
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	02312106
Street Address	15 CINDY CT
City	HOWELL
State	NJ
Zip	07731-1879
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	54.1
Legal Lot Number	11.6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1005
Census Tract	811402

Owner

15 Cindy Ct is owned and occupied by two individuals who bought it in November 2022.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CINDY CT, HOWELL, NJ 07731-1879
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIS MTG
Feb 8, 2018	Deed of Trust, Mortgage · Line of Credit PNC BK
May 11, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Deed Document Number	2022111208
Deed Book / Page	9623 / 9446
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 14, 2022
Property Address	15 CINDY CT, HOWELL, NJ 07731-1879
Document Number	0096239446
Book / Page	9623 / 9446
Instrument Date	Nov 1, 2022
Instrument	2022111208
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount on Record
Tax	$7,146.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 HIDDEN PINE DR, COLTS NECK, NJ 07722-1566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CINDY CT, HOWELL, NJ 07731-1879

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 CINDY CT, HOWELL, NJ 07731-1879
Document Number	0000012950
Instrument Date	Jan 6, 2021
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CINDY CT HOWELL NJ 077311879, HOWELL, NJ 07731-1879

Mortgage

Document Number	0000012950
Date	Jan 25, 2021
Book Page	009476/000695
Instrument	12950

Lender

Name	ATLANTIS MTG
Type	Mortgage Company
Address	WEST LONG BRANCH, NJ 07764

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 CINDY CT, HOWELL, NJ 07731-1879
Document Number	0000032293
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CINDY CT HOWELL NJ 077311879, HOWELL, NJ 07731-1879

Mortgage

Document Number	0000032293
Date	Apr 3, 2018
Book Page	009280/006200
Instrument	32293

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 11, 2017
Property Address	15 CINDY CT, HOWELL, NJ 07731-1879
Document Number	0000047257
Book / Page	009226 / 007291
Instrument Date	May 8, 2017
Instrument	47257
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 20, 2018
Title Company	MEGA TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 CINDY CT HOWELL NJ 077311879, HOWELL, NJ 07731-1879

Mortgage

Document Number	47258
Date	May 11, 2017
Book Page	009226/007307
Instrument	47258

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 15 Cindy Ct was $13,568, down 2.7% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,600 (-0.74%) Land $247,000 Building $535,600	$782,600 (-0.74%) Land $247,000 Building $535,600
2025	$13,568.00 (-2.69%)	$788,400 Land $247,000 Building $541,400	$788,400 Land $247,000 Building $541,400
2024	$13,943.00
2023		$717,200 Land $187,000 Building $530,200	$717,200 Land $187,000 Building $530,200
2022	$14,298.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Cindy Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Cindy Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 51% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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