23 Bear Cir, Hanover, PA 17331 Property Records

Adams County property record for 23 Bear Cir, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$161,000 (Aug 2020)
Tax Bill	$4,010 (2026)
Deeds & Mortgages	Jul 2008 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08 010-0005-000`

Property Details

APN / Parcel Number

Primary APN	`08 010-0005-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23 BEAR CIR
City	HANOVER
State	PA
Zip	17331-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CONEWAGO ESTATES
Legal Lot Number	L-0026
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	3
Census Block	3068
Census Tract	31101

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 BEAR CIR, HANOVER, PA 17331-8826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2008	Deed of Trust, Mortgage · Line of Credit ADAMS COUNTY NATIONAL BANK
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit MEMBERS FIRST FEDERAL CREDIT UNION
Aug 12, 2020	Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP
Jun 17, 2020	Intrafamily Transfer, Transfer
May 23, 2012	Deed, Transfer · FHA Mortgage HOMESALE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	May 23, 2012 · Amount on Record
Deed Document Number	20209299
Deed Book / Page	6648 / 684
Prior Transfer Date	May 30, 2020
Prior Transfer Doc	6623/398
Record Updated	Jun 8, 2026

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	23 BEAR CIR, HANOVER, PA 17331-8826
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005268/321
Date	Jul 23, 2008
Book Page	5268/321
Instrument	05268_00321

Lender

Name	ADAMS COUNTY NATIONAL BANK
Address	GETTYSBURG, PA 17325

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Recording Date	Apr 1, 2026
Property Address	23 BEAR CIR, HANOVER, PA 17331-8826
Document Number	7463000203
Book / Page	7463 / 203
Instrument Date	Mar 4, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	UNITED ONE RESOURCES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BEAR CIR, HANOVER, PA 17331-8826

Mortgage

Document Number	7463000203,
Date	Apr 1, 2026
Book Page	7463/203

Lender

Name	MEMBERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Aug 12, 2020
Property Address	23 BEAR CIR, HANOVER, PA 17331-8826
Document Number	006648/684
Book / Page	6648 / 684
Map Reference	MB 41 PG 48
Instrument Date	Aug 10, 2020
Instrument	202000009299
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	23 BEAR CIR, HANOVER, PA 17331-8826

Mortgage

Document Number	202000009300
Date	Aug 12, 2020
Instrument	202000009300

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS PA
Recording Date	Jun 17, 2020
Property Address	23 BEAR CIR, HANOVER, PA 17331-8826
Document Number	006623/398
Book / Page	6623 / 398
Map Reference	MB 41 PG 48
Instrument Date	May 30, 2020
Instrument	202000006350
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 BEAR CIR, HANOVER, PA 17331-8826

May 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	May 23, 2012
Property Address	23 BEAR CIR, HANOVER, PA 17331-8826
Document Number	005708/594
Book / Page	5708 / 594
Map Reference	MB41 PG48
Instrument Date	Mar 18, 2012
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 BEAR CIR, HANOVER, PA 17331-8826

Mortgage

Document Number	0570800597
Date	May 23, 2012
Instrument	05708_00597

Lender

Name	HOMESALE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,010.00 (+10.23%)	$164,500 (-) Land $40,400 Building $124,100
2024	$3,638.00 (+3.82%)	$164,500 (-) Land $40,400 Building $124,100
2023	$3,504.00	$164,500 Land $40,400 Building $124,100
2010			$164,500 Land $40,400 Building $124,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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