17 Bear Cir, Hanover, PA 17331 Property Records

Adams County property record for 17 Bear Cir, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,600 sqft · built 1980
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,900 (Sep 2014)
Tax Bill	$4,332 (2026)
Deeds & Mortgages	Aug 2005 Mortgage Oct 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08 010-0006-000`

Property Details

APN / Parcel Number

Primary APN	`08 010-0006-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	17 BEAR CIR
City	HANOVER
State	PA
Zip	17331-8826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	CONEWAGO ESTATES
Legal Lot Number	L-0025
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	3
Census Block	3068
Census Tract	31101

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17 BEAR CIR, HANOVER, PA 17331-8826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2005	Deed of Trust, Mortgage ADAMS COUNTY NATIONAL BANK
Oct 14, 2010	Deed of Trust, Mortgage · ARM ACNB BANK
Jun 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK
Sep 30, 2014	Deed, Transfer · VA Mortgage PNC MORTGAGE LLC
Aug 29, 2005	Deed, Transfer ADAMS COUNTY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2014 · Amount on Record
Deed Sale	Sep 30, 2014 · Amount on Record
Prior Sale	Aug 29, 2005 · Amount on Record
Deed Book / Page	5971 / 535
Record Updated	Jun 8, 2026

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	17 BEAR CIR, HANOVER, PA 17331-8826
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004102/158
Date	Aug 29, 2005
Book Page	4102/158
Instrument	04102_00158

Lender

Name	ADAMS COUNTY NATIONAL BANK
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2020

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	17 BEAR CIR, HANOVER, PA 17331-8826
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005527/583
Date	Oct 14, 2010
Book Page	5527/583
Instrument	05527_00583

Lender

Name	ACNB BANK
Address	GETTYSBURG, PA 17325

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2025

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 1, 2015
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	1-Year T-Bill
Max Rate	11.6%

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	17 BEAR CIR, HANOVER, PA 17331-8826
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005715/748
Date	Jun 14, 2012
Book Page	5715/748

Lender

Name	ACNB BANK
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2027

September 2014: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Sep 30, 2014
Property Address	17 BEAR CIR, HANOVER, PA 17331-8826
Document Number	005971/535
Book / Page	5971 / 535
Map Reference	MB 41 PG 48
Instrument Date	Sep 26, 2014
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,218.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 BEAR CIR, HANOVER, PA 17331-8826

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17 BEAR CIR, HANOVER, PA 17331-8826

Mortgage

Date	Sep 30, 2014

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate
Rate	2.62%
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.62%
Index	1-Year T-Bill
Margin	2
Max Rate	7.62%

August 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Aug 29, 2005
Property Address	17 BEAR CIR, HANOVER, PA 17331-8826
Document Number	004102/155
Book / Page	4102 / 155
Map Reference	MB1459 PG326
Instrument Date	Aug 22, 2005
Instrument	04102_00155
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$3,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 RED ERIDGE RD, GETTYSBURG, PA 17325-7639

Mortgage

Document Number	4102/158
Date	Aug 29, 2005
Book Page	4102/158
Instrument	04102_00158

Lender

Name	ADAMS COUNTY NATIONAL BANK
Address	GETTYSBURG, PA 17325

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2020

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,332.00 (+10.23%)	$177,700 (-) Land $38,200 Building $139,500
2024	$3,930.00 (+3.83%)	$177,700 (-) Land $38,200 Building $139,500
2023	$3,785.00	$177,700 Land $38,200 Building $139,500
2010			$177,700 Land $38,200 Building $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
PA.net Fixed Wireless · not low latency	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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