Adams County property record for 10 Bear Cir, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1986 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Jan 2026) |
| Tax Bill | $3,450 (2026) |
| Deeds & Mortgages | Feb 2009 Mortgage Oct 2006 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 010-0001-000 |
| Primary APN | 08 010-0001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Foundation Type | No Foundation |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10 BEAR CIR |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-8826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | CONEWAGO ESTATES |
| Legal Lot Number | L-0029 |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | CONEWAGO |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 31101 |
Source: Adams County records · APN 08 010-0001-000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2009 | Deed of Trust, Mortgage · FHA Mortgage LEND AMERICA |
| Oct 26, 2006 | Deed of Trust, Mortgage · Conventional Mortgage NOVASTAR MORTGAGE INC |
| Jan 07, 2026 | Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Nov 10, 2025 | Deed, Transfer |
| Oct 18, 2022 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Jul 28, 2011 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2026 · Amount on Record |
| Deed Sale | Jan 07, 2026 · Amount on Record |
| Prior Sale | Nov 10, 2025 · Amount on Record |
| Deed Book / Page | 7428 / 799 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005329/664 |
|---|---|
| Date | Feb 17, 2009 |
| Book Page | 5329/664 |
| Instrument | 05329_00664 |
| Name | LEND AMERICA |
|---|---|
| Type | Lending Institution |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004618/140 |
|---|---|
| Date | Oct 26, 2006 |
| Book Page | 4618/140 |
| Instrument | 04618_00140 |
| Name | NOVASTAR MORTGAGE INC |
|---|---|
| Type | Subprime Lender |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2036 |
| Prepayment Penalty | 00 Months |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Jan 07, 2026 |
| Property Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Document Number | 007428/799 |
| Book / Page | 7428 / 799 |
| Map Reference | MB 41 PG 48 |
| Instrument Date | Jan 05, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | QUALITY SERVICES SETTLEMENTS, QUALITY SERVICE STLMTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,399.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Investor | Possibly a Property Investor |
| Document Number | 0000074291 |
|---|---|
| Date | Jan 07, 2026 |
| Instrument | 7429/1 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Nov 10, 2025 |
| Property Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Document Number | 007406/156 |
| Book / Page | 7406 / 156 |
| Map Reference | MB 41 PG 48 |
| Instrument Date | Nov 07, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 224 N GEORGE ST, YORK, PA 17401-1108 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Oct 18, 2022 |
| Property Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Document Number | 007027/287 |
| Book / Page | 7027 / 287 |
| Map Reference | MB 41 PG 48 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Document Number | 0007027291 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 7027/291 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Number | 007027/316 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 7027/316 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Jul 28, 2011 |
| Property Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Document Number | 005618/188 |
| Book / Page | 5618 / 188 |
| Map Reference | MB41 PG48 |
| Instrument Date | Jul 22, 2011 |
| Instrument | 05618_00188 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 BEAR CIR, HANOVER, PA 17331-8826 |
| Name | Verified Name |
|---|---|
| Address | 354 AZALCA DR, HANOVER, PA 17331-3469 |
Source: Adams County records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Conewago Township |
| Unified School District | Conewago Valley School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,450.00 (+1.32%) | $141,500 (-0.49%) Land $39,200 Building $102,300 | |
| 2025 | $3,405.00 (+8.27%) | $142,200 (-) Land $39,200 Building $103,000 | |
| 2024 | $3,145.00 (+3.83%) | $142,200 (-) Land $39,200 Building $103,000 | |
| 2023 | $3,029.00 | $142,200 Land $39,200 Building $103,000 | |
| 2010 | $141,500 Land $39,200 Building $102,300 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CTI Networks Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 413 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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