2296 Talking Rocks Rd, Branson West (Reeds Spring), MO 65737 Property Records

Stone County property record for 2296 Talking Rocks Rd, Branson West, MO 65737

Property Summary

Property Type	Single Family Home
Details	1,834 sqft · built 2005
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (Sep 2026)
Tax Bill	$1,918 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-25-000-000-012.005`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-25-000-000-012.005`

Interior

Stories	1 Story
Building Area	1,834 sqft Living Area
1st Floor Area	1,864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	38,768 sqft (0.89 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2296 TALKING ROCKS RD
City	REEDS SPRING
State	MO
Zip	65737-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SIMONS MOUNTAIN LOT 6
Legal Range	23
Legal Township	23
Legal Section	25
Legal Subdivision	SIMONS MOUNTAIN
Legal Lot Number	6
Jurisdiction	STONE MO
Township / Civil Division	RUTH C
Census Block Group	2
Census Block	2028
Census Tract	90603

Owner

2296 Talking Rocks Rd is owned and occupied by an individual who bought it in September 2026.

Source: Stone County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	2296 TALKING ROCKS RD, REEDS SPRING, MO 65737-8370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 30, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GENERATIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on File
Deed Sale	Sep 17, 2026 · Amount on File
Prior Sale	Dec 26, 2018 · Amount on File
Deed Document Number	202611056
Prior Transfer Date	Sep 11, 2025
Prior Transfer Doc	0000010350
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Sep 17, 2026
Property Address	2296 TALKING ROCKS RD, REEDS SPRING, MO 65737-8370
Document Number	0000011056
Instrument Date	Sep 15, 2026
Instrument	202611056
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2296 TALKING ROCKS RD, REEDS SPRING, MO 65737-8370
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011057,
Date	Sep 17, 2026
Instrument	202611057

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STONE MO
Recording Date	Sep 30, 2025
Property Address	2296 TALKING ROCKS RD, BRANSON WEST, MO 65737-8370
Document Number	202500010350
Map Reference	MB 12 PG 64
Instrument Date	Sep 11, 2025
Instrument	202500010350
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E NORTHBROOK DR, VAN BUREN, AR 72956-7099

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STONE MO
Recording Date	Dec 26, 2018
Property Address	2296 TALKING ROCKS RD, BRANSON WEST, MO 65737-8370
Document Number	201800019903
Map Reference	MB 12 PG 64
Instrument Date	Dec 21, 2018
Instrument	201800019903
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	611 E NORTHBROOK DR, VAN BUREN, AR 72956-7099

Mortgage

Document Number	201800019904
Date	Dec 26, 2018
Instrument	201800019904

Lender

Name	GENERATIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2296 Talking Rocks Rd was $1,918, up 0.2% from the year before.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,918.00 (+0.16%)	$39,160 (-)	$206,100 Land $3,200 Building $202,900
2024	$1,915.00	$39,160 (-)
2023	$1,915.00	$39,160	$206,100 Land $3,200 Building $202,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2296 Talking Rocks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2296 Talking Rocks Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWC LANTERN BAY private · serves 502 people · EPA ID MO5071085
Water Source	Groundwater
Last State Inspection	Jan 2022
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	500 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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