2295 Talking Rocks Rd, Branson West (Reeds Spring), MO 65737 Property Records

Stone County property record for 2295 Talking Rocks Rd, Branson West, MO 65737

Property Summary

Property Type	Single Family Home
Details	1,112 sqft · built 1988
Lot Size	0.426 acres (18,552 sqft)
Owner	Trust Name on File
Tax Bill	$546 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-25-000-000-016.001`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-25-000-000-016.001`

Interior

Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,552 sqft (0.426 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2295 TALKING ROCKS RD
City	REEDS SPRING
State	MO
Zip	65737-8370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	STARRLITE HILLS LOT 28
Legal Range	23
Legal Township	23
Legal Section	25
Legal Subdivision	STARRLITE HILLS
Legal Lot Number	28
Jurisdiction	STONE MO
Township / Civil Division	RUTH C
Census Block Group	2
Census Block	2007
Census Tract	90603

Owner

2295 Talking Rocks Rd is owner-occupied and held in a trust since July 2006.

Source: Stone County records, as of November 3, 2025

Owner of Record	Trust Name on File
Mailing Address	2295 TALKING ROCKS RD, BRANSON WEST, MO 65737-8370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE BANK OF MISSOURI
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit THE BANK OF MISSOURI
Sep 8, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2006
Deed Sale	Jul 24, 2006
Deed Document Number	200614188
Prior Transfer Date	Jul 21, 2006
Prior Transfer Doc	0000014188
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	2295 TALKING ROCKS RD, BRANSON WEST, MO 65737-8370
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000005348
Date	May 13, 2020
Instrument	202000005348

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	PERRYVILLE, MO 63775

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.65%
Max Rate At Change	4.65%
Index	1-Year LIBOR
Margin	3
Max Rate	8.65%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONE MO
Property Address	2295 TALKING ROCKS RD, BRANSON WEST, MO 65737-8370
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2295 TALKING ROCKS RD, REEDS SPRING, MO 65737-8370

Mortgage

Document Number	202200011194
Date	Aug 3, 2022
Instrument	202200011194

Lender

Name	THE BANK OF MISSOURI
Type	Bank
Address	BRANSON, MO 65616

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jul 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STONE MO
Recording Date	Sep 8, 2020
Property Address	2295 TALKING ROCKS RD, BRANSON WEST, MO 65737-8370
Document Number	202000010692
Map Reference	MB 7 PG 11
Instrument Date	Sep 2, 2020
Instrument	202000010692
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2295 TALKING ROCKS RD, 2295, REEDS SPRING, MO 65737-8370

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2295 TALKING ROCKS RD, REEDS SPRING, MO 65737-8370

Tax Assessment & Valuation

The 2025 property tax bill for 2295 Talking Rocks Rd was $546, down 0.2% from the year before.

Source: Stone County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Stone County
Unified School District	Reeds Spring R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$546.00 (-0.18%)	$11,170	$58,800 Land $8,100 Building $50,700
2024	$547.00 (+0.18%)
2023	$546.00 (-7.14%)	$11,170 (-)	$58,800 Land $8,100 Building $50,700
2022	$588.00	$11,170
2021			$58,800 Land $8,100 Building $50,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2295 Talking Rocks Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2295 Talking Rocks Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWC LANTERN BAY private · serves 502 people · EPA ID MO5071085
Water Source	Groundwater
Last State Inspection	Jan 2022
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Optimum Cable	500 / 20

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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