2296 River Rd, Hot Springs, NC 28743 Property Records

Madison County property record for 2296 River Rd, Hot Springs, NC 28743

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,962 sqft · built 1979
Lot Size9.03 acres (393,347 sqft)
Owner2 Trust Names on File
Tax Bill$1,884 (2025)
Deeds & MortgagesSep 2022 Transfer
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN8860-18-1878

Property Details

APN / Parcel Number

Primary APN8860-18-1878
Alternative APNs
  • 8860181878 0006949
  • 6949

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,962 sqft Heated Area
1st Floor Area1,282 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area393,347 sqft (9.03 acres)

Exterior Amenities

PorchSlab
Porch Area32 sqft
Shed1 Shed
Shed Area168 sqft
Total Buildings3 Buildings

Location & Zoning

Street Address2296 RIVER RD
CityHOT SPRINGS
StateNC
Zip28743-8628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal Block18
JurisdictionMADISON NC
Township / Civil Division6, HOT SPRINGS
Census Block Group1
Census Block1005
Census Tract10200

Owner

2296 River Rd is owner-occupied and held in a trust since May 2017.

Source: Madison County records, as of April 28, 2026

Owner of Record2 Trust Names on File
Mailing Address2296 RIVER RD, HOT SPRINGS, NC 28743-8628
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Intrafamily Transfer, Transfer
May 16, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 11, 2017
Transfer Doc0006300619
Record UpdatedJun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON NC
Recording DateSep 26, 2022
Property Address2296 RIVER RD, HOT SPRINGS, NC 28743-8628
Document Number0007590194
Book / Page759 / 194
Instrument DateSep 23, 2022
Instrument348283
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2296 RIVER RD, 2296, HOT SPRINGS, NC 28743-8628

Transferred To (Grantee/Buyer)

NameVerified Name
Address2296 RIVER RD, HOT SPRINGS, NC 28743-8628

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON NC
Recording DateMay 16, 2017
Property Address2296 RIVER RD, HOT SPRINGS, NC 28743-8628
Document Number0006300619
Book / Page000630 / 000619
Instrument DateMay 11, 2017
Instrument325346
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$5.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2296 RIVER RD HOT SPRINGS NC 287438628, HOT SPRINGS, NC 28743-8628

Tax Assessment & Valuation

The 2025 property tax bill for 2296 River Rd was $1,884, down 4.2% from the year before.

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,884.00 (-4.22%)$373,561 (-) Land $92,082 Building $281,479$373,561 (-) Land $92,082 Building $281,479
2024$1,967.00$373,561 (+17.27%) Land $92,082 Building $281,479$373,561 (+17.27%) Land $92,082 Building $281,479
2023$318,546 Land $104,639 Building $213,907$318,546 Land $104,639 Building $213,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2296 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2296 River Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 84% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyrunner
Fiber
1,000 / 1,000

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