2124 River Rd, Hot Springs, NC 28743 Property Records

Madison County property record for 2124 River Rd, Hot Springs, NC 28743

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,608 sqft · built 1958
Lot Size0.639 acres (27,878 sqft)
OwnerIndividual Name on File
Tax Bill$416 (2024)
Deeds & MortgagesFeb 2025 Foreclosure
Sep 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN8860-18-2404

Property Details

APN / Parcel Number

Primary APN8860-18-2404
Alternative APNs
  • 8860182404 0012965
  • 8860-18-1490
  • 12965

Interior

Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories2 Stories
Building Area1,608 sqft Heated Area
Basement Area536 sqft
Unfinished Basement536 sqft
FlooringSoftwood

Exterior

Year BuiltBuilt 1958
Exterior MaterialAsbestos
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area27,878 sqft (0.639 acres)
PorchOpen Porch
Porch Area256 sqft

Utilities, Heating & Cooling

Heating SystemOther

Location & Zoning

Old Parcel Number8860182404 0012965
Street Address2124 RIVER RD
CityHOT SPRINGS
StateNC
Zip28743-8627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionBLK:18 CITY/MUNI/TWP:HOT SPRINGS TWP
Legal Block18
JurisdictionMADISON NC
Township / Civil Division6, HOT SPRINGS
Census Block Group1
Census Block1005
Census Tract10200

Owner

2124 River Rd is owned and occupied by an individual who acquired it in February 2025.

Source: Madison County records, as of January 14, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2124 RIVER RD, HOT SPRINGS, NC 28743-8627
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2025Public Action, Foreclosure
Sep 26, 2022Intrafamily Transfer, Transfer
Sep 26, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleSep 26, 2022
Last Transfer DateFeb 13, 2025
Transfer Doc0008070026
Record UpdatedJun 8, 2026

February 2025: Public Action, Foreclosure

Document TypePublic Action
JurisdictionMADISON NC
Recording DateFeb 13, 2025
Property Address2124 RIVER RD, HOT SPRINGS, NC 28743-8627
Document Number0008070026
Book / Page807 / 26
Instrument DateFeb 13, 2025
Instrument357177
Transaction TypeForeclosure
Record UpdatedJan 15, 2026

Transaction

AmountAmount on Record
Tax$320.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address2196 RIVER RD, HOT SPRINGS, NC 28743-8627

Transferred To (Grantee/Buyer)

NameVerified Name
Address2124 RIVER RD, HOT SPRINGS, NC 28743-8627

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON NC
Recording DateSep 26, 2022
Property Address2124 RIVER RD, HOT SPRINGS, NC 28743-8627
Document Number0007590199
Book / Page759 / 199
Instrument DateSep 23, 2022
Instrument348285
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2196 RIVER RD, 2196, HOT SPRINGS, NC 28743-8627

Transferred To (Grantee/Buyer)

NameVerified Name
Address2196 RIVER RD, HOT SPRINGS, NC 28743-8627

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMADISON NC
Recording DateSep 26, 2022
Property Address2124 RIVER RD, HOT SPRINGS, NC 28743-8627
Document Number0007590199
Book / Page759 / 199
Instrument DateSep 23, 2022
Instrument348285
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2196 RIVER RD, HOT SPRINGS, NC 28743-8627

Transferred To (Grantee/Buyer)

NameVerified Name
Address2196 RIVER RD, HOT SPRINGS, NC 28743-8627

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMadison County
Unified School DistrictMadison County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$416.00$60,744 (+14.97%) Land $14,743 Building $46,001$60,744 (+14.97%) Land $14,743 Building $46,001
2023$52,836 Land $17,870 Building $34,966$52,836 Land $17,870 Building $34,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2124 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies9 in force
Nearby Flood Claims7 (2004–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2124 River Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 84% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyrunner
Fiber
1,000 / 1,000

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