Madison County property record for 2096 River Rd, Hot Springs, NC 28743
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 672 sqft · built 2010 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Aug 2015) |
| Tax Bill | $684 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8860-28-4716 |
| Primary APN | 8860-28-4716 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 672 sqft Heated Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 336 sqft |
| Unfinished Basement | 336 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Street Address | 2096 RIVER RD |
|---|---|
| City | HOT SPRINGS |
| State | NC |
| Zip | 28743-8626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Block | 28 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 6, HOT SPRINGS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 10200 |
2096 River Rd is owned by an individual who acquired it in December 2016.
Source: Madison County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 299 ENOS DR, LEXINGTON, NC 27295-6655 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2015 · Amount on File |
| Deed Sale | Aug 25, 2015 · Amount on File |
| Prior Sale | Nov 19, 2004 · Amount on File |
| Deed Book / Page | 595 / 352 |
| Last Transfer Date | Dec 1, 2016 |
| Transfer Doc | 0006210291 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2096 River Rd was $684.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $684.00 | $140,255 (-) Land $36,575 Building $103,680 | $140,255 (-) Land $36,575 Building $103,680 |
| 2024 | $684.00 | $140,255 (+27.48%) Land $36,575 Building $103,680 | $140,255 (+27.48%) Land $36,575 Building $103,680 |
| 2023 | $110,019 Land $33,250 Building $76,769 | $110,019 Land $33,250 Building $76,769 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2096 River Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2096 River Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyrunner Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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