Pinellas County property record for 2296 Lagoon Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,736 sqft · built 2007 |
| Lot Size | 0.328 acres (14,275 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,085,000 (Jan 2005) |
| Tax Bill | $31,565 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Nov 2018 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-742-1592-2 |
| Primary APN | C62-000-742-1592-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 4,736 sqft Living Area |
| Gross Area | 8,868 sqft |
| 1st Floor Area | 2,648 sqft |
| Upper Floors Area | 1,696 sqft |
| Basement Area | 392 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 14,275 sqft (0.328 acres) |
| Lot Dimensions | 126 ft deep x 113 ft wide |
| View / Lot | Intracoastal |
| Garage Type | Attached |
| Garage Area | 1,214 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,292 sqft |
| Deck Area | 600 sqft |
| Patio Area | 600 sqft |
| Loading Dock | 496 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R158307 |
|---|---|
| Street Address | 2296 LAGOON DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VIEW VILLAS LOT 57 & LAND TO SEAWALL PER O.R. 15247/2644 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | HARBOR VIEW VILLAS |
| Legal Tract | 36576 |
| Legal Lot Number | 57 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 27106 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2296 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Nov 6, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 9, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2005 · Amount on Record |
| Deed Sale | Jan 11, 2005 · Amount on Record |
| Prior Sale | Oct 14, 1996 · Amount on Record |
| Deed Document Number | 200512940 |
| Deed Book / Page | 14057 / 1287 |
| Last Transfer Date | Sep 24, 2018 |
| Transfer Doc | 0203242401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2296 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2296 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Document Number | 0215590681 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 21559/681 |
| Instrument | 2021179735 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 6, 2018 |
| Property Address | 2296 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Document Number | 0203242401 |
| Book / Page | 020324 / 002401 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 356072 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2296 LAGOON DR DUNEDIN FL 346982530, DUNEDIN, FL 34698-2530 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2296 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Document Number | 0197510857 |
| Instrument Date | Aug 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2296 LAGOON DR DUNEDIN FL 346982530, DUNEDIN, FL 34698-2530 |
| Document Number | 0197510857 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 019751/000857 |
| Instrument | 263625 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202-4000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,565.00 (+1.83%) Homeowner's exemption | $1,834,870 (+2.48%) | $3,455,259 (-3.75%) Land $1,500,573 Building $1,954,686 |
| 2024 | $30,999.00 (+1.14%) | ||
| 2023 | $30,649.00 (+2.4%) Homeowner's exemption | $1,790,384 (+3%) | $3,589,777 (+17.09%) Land $1,395,760 Building $2,194,017 |
| 2022 | $29,932.00 Homeowner's exemption | $1,738,237 | $3,065,738 Land $1,473,701 Building $1,592,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 741 condo units |
| Nearby Flood Claims | 417 (1988–2024) |
| Claims Outside the SFHA | 7 of 417 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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