Pinellas County property record for 2281 Lagoon Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,706 sqft · built 1961 |
| Lot Size | 0.183 acres (7,976 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,979 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-742-1595-5 |
| Primary APN | C62-000-742-1595-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,706 sqft Living Area |
| Gross Area | 3,538 sqft |
| 1st Floor Area | 2,706 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,976 sqft (0.183 acres) |
| Lot Dimensions | 100 ft deep x 76 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 372 sqft |
| Deck Area | 1,050 sqft |
| Patio Area | 1,050 sqft |
| Loading Dock | 96 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R158310 |
|---|---|
| Street Address | 2281 LAGOON DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VIEW VILLAS LOT 60 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | HARBOR VIEW VILLAS |
| Legal Tract | 36576 |
| Legal Lot Number | 60 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 27106 |
2281 Lagoon Dr is owned and occupied by two individuals.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2281 LAGOON DR, DUNEDIN, FL 34698-2531 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit SEACOAST NATIONAL BANK |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEGEND LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2281 LAGOON DR, DUNEDIN, FL 34698-2531 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2281 LAGOON DR, DUNEDIN, FL 34698-2531 |
| Document Number | 0233890811 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 23389/811 |
| Instrument | 2025348803 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 18, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2281 LAGOON DR, DUNEDIN, FL 34698-2531 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2281 LAGOON DR, DUNEDIN, FL 34698-2531 |
| Document Number | 0216161133 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 21616/1133 |
| Instrument | 2021223870 |
| Name | LEGEND LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 2281 Lagoon Dr was $3,979 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,979.00 Homeowner's exemption | $267,615 | $853,679 Land $707,835 Building $145,844 |
| 2023 | $4,444.00 (+2.85%) Homeowner's exemption | $295,129 (+3%) | $1,049,903 (+12.91%) Land $782,201 Building $267,702 |
| 2022 | $4,321.00 Homeowner's exemption | $286,533 | $929,891 Land $717,819 Building $212,072 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2281 Lagoon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 741 condo units |
| Nearby Flood Claims | 417 (1988–2024) |
| Claims Outside the SFHA | 7 of 417 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2281 Lagoon Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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