Pinellas County property record for 2284 Lagoon Dr, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,498 sqft · built 1980 |
| Lot Size | 0.156 acres (6,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (May 2017) |
| Tax Bill | $9,219 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-742-1590-6 |
| Primary APN | C62-000-742-1590-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,498 sqft Living Area |
| Gross Area | 3,502 sqft |
| 1st Floor Area | 1,498 sqft |
| Basement Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 6,813 sqft (0.156 acres) |
| Lot Dimensions | 97 ft deep x 71 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 492 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Loading Dock | 132 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R158305 |
|---|---|
| Street Address | 2284 LAGOON DR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-2530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBOR VIEW VILLAS LOT 55 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 15 |
| Legal Subdivision | HARBOR VIEW VILLAS |
| Legal Tract | 36576 |
| Legal Lot Number | 55 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 27106 |
2284 Lagoon Dr is owned and occupied by two individuals who bought it in May 2017.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2284 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 21, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 31, 2017 | Warranty Deed, Transfer HOME LN ALLIANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on File |
| Deed Sale | May 31, 2017 · Amount on File |
| Prior Sale | Aug 1, 2000 · Amount on File |
| Deed Document Number | 2017167636 |
| Deed Book / Page | 19647 / 588 |
| Prior Transfer Date | Feb 24, 2009 |
| Prior Transfer Doc | 0165141086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2284 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2284 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Document Number | 0221440504 |
|---|---|
| Date | Jul 22, 2022 |
| Book Page | 22144/504 |
| Instrument | 2022226782 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2284 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2284 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Document Number | 0220711295 |
|---|---|
| Date | May 21, 2022 |
| Book Page | 22071/1295 |
| Instrument | 2022162341 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2284 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0212112550 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 21211/2550 |
| Instrument | 2020310159 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.84% |
| Type Change Date | Nov 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 8.84% |
| Index | Prime Rate |
| Margin | 2 |
| Max Rate | 8.84% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 31, 2017 |
| Property Address | 2284 LAGOON DR, DUNEDIN, FL 34698-2530 |
| Document Number | 0196470588 |
| Book / Page | 019647 / 000588 |
| Instrument Date | May 25, 2017 |
| Instrument | 167636 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,460.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2284 LAGOON DR DUNEDIN FL 346982530, DUNEDIN, FL 34698-2530 |
| Document Number | 196470589 |
|---|---|
| Date | May 31, 2017 |
| Book Page | 019647/000589 |
| Instrument | 167637 |
| Name | HOME LN ALLIANCE |
|---|---|
| Type | Funding / Finance Company |
| Address | TAMPA, FL 33602 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 2284 Lagoon Dr was $9,219 with a homeowner's exemption, up 0.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,219.00 (+0.78%) Homeowner's exemption | $565,330 | $960,727 Land $657,343 Building $303,384 |
| 2024 | $9,148.00 (+1.31%) | ||
| 2023 | $9,030.00 (+2.58%) Homeowner's exemption | $556,779 (+3%) | $989,215 (+20.21%) Land $718,389 Building $270,826 |
| 2022 | $8,803.00 Homeowner's exemption | $540,562 | $822,881 Land $641,559 Building $181,322 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2284 Lagoon Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 331 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,072 units insured incl. 741 condo units |
| Nearby Flood Claims | 417 (1988–2024) |
| Claims Outside the SFHA | 7 of 417 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2284 Lagoon Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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