2296 Derek Ave, Atwater, CA 95301 Property Records

Merced County property record for 2296 Derek Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,241 sqft · built 2004
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$1,031,000 (Sep 2022)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`207-280-057-000`

Property Details

APN / Parcel Number

Primary APN	`207-280-057-000`
Alternative APNs	`056464010000` `207-280-057`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,241 sqft Living Area
Gross Area	4,259 sqft
1st Floor Area	3,241 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Attached
Garage Area	1,018 sqft
Parking Spaces	4 Parking Spaces
Patio Area	837 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	207-280-057
Street Address	2296 DEREK AVE
City	ATWATER
State	CA
Zip	95301-9212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	WILLOW CREST ESTATES LOT 66
Legal Subdivision	WILLOW CREST ESTATE
Legal Lot Number	66
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	3
Census Block	3020
Census Tract	702

Owner

Source: Merced County records · APN 207-280-057-000

Assessment roll updated July 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2296 DEREK AVE, ATWATER, CA 95301-9212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRAZOS NATIONAL BANK
Feb 07, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC
Sep 13, 2022	Grant Deed, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Jun 23, 2020	Correction Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Jun 23, 2006 · Amount on Record
Deed Document Number	202232359
Last Transfer Date	Jan 31, 2023
Transfer Doc	0000002570
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2296 DEREK AVE, ATWATER, CA 95301-9212
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020407
Date	Jun 23, 2020
Instrument	2020020407

Lender

Name	BRAZOS NATIONAL BANK
Type	Bank
Address	DALLAS, TX 75207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Feb 07, 2023
Property Address	2296 DEREK AVE, ATWATER, CA 95301-9212
Document Number	0000002570
Map Reference	VOL 57 PG 46-49
Instrument Date	Jan 31, 2023
Instrument	2023002570
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2292 DEREK AVE, ATWATER, CA 95301-9212

Mortgage

Document Number	0000002571
Date	Feb 07, 2023
Instrument	2023002571

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 13, 2022
Property Address	2296 DEREK AVE, ATWATER, CA 95301-9212
Document Number	0000032359
Map Reference	VOL 57 PG 46-49
Instrument Date	Sep 09, 2022
Instrument	2022032359
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2296 DEREK AVE, ATWATER, CA 95301-9212

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MERCED CA
Recording Date	Jun 23, 2020
Property Address	2296 DEREK AVE, ATWATER, CA 95301-9212
Document Number	0000020406
Instrument Date	Jun 18, 2020
Instrument	20406
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2296 DEREK AVE ATWATER CA 953019212, ATWATER, CA 95301-9212

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	McSwain Union Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$4,280.00 (+1.95%) Homeowner's exemption	$392,992 (-61.88%) Land $3,756 Building $389,236
2024	$4,198.00 (-61.18%)
2023	$10,814.00 (+12.54%) Homeowner's exemption	$1,031,000 Land $155,000 Building $876,000
2022	$9,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

Based on FCC filings for 120 locations within half a mile of this property.

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