Harford County property record for 2295 Phillips Mill Rd, Forest Hill, MD 21050
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,092 sqft · built 1987 |
| Lot Size | 4.11 acres (179,032 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,750 (Feb 2007) |
| Tax Bill | $4,165 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-079558 |
| Primary APN | 04-079558 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 179,032 sqft (4.11 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 079558 |
|---|---|
| Street Address | 2295 PHILLIPS MILL RD |
| City | FOREST HILL |
| State | MD |
| Zip | 21050-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 2 4.118 AC 2295 PHILLIPS MILL ROAD LD OF SMITH PT 52/36 |
| Legal Subdivision | LD SMITH |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 4, MARSHALL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 304202 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2295 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Oct 10, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2007 · Amount on Record |
| Deed Sale | Feb 20, 2007 · Amount on Record |
| Prior Sale | Mar 30, 1994 · Amount on Record |
| Deed Document Number | 2007361 |
| Deed Book / Page | 7213 / 598 |
| Prior Transfer Date | Feb 8, 2007 |
| Prior Transfer Doc | 0072130598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2295 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122820127 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 12282/0127 |
| Instrument | 12282-0127 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2295 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124 |
| Document Number | 0136570041 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 2295 PHILLIPS MILL RD FOREST HILL MD 210501124, FOREST HILL, MD 21050-1124 |
| Document Number | 0136570041 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 013657/000041 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,165.00 (+9.26%) | $376,700 (+4.49%) | $392,900 (-) Land $150,500 Building $242,400 |
| 2025 | $3,812.00 (+6.72%) | $360,500 (+8.16%) | $392,900 (+14.12%) Land $150,500 Building $242,400 |
| 2023 | $333,300 | $344,300 Land $150,500 Building $193,800 | |
| 2022 | $3,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fiber | 980 / 880 |
May also be available: BridgeMAXX Suncoast Broadband.
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