2286 Phillips Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2286 Phillips Mill Rd, Forest Hill, MD 21050 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	2,334 sqft Total Area
Lot Size	58,370 sqft (1.34 acres)
Garage	Detached, 740 sqft
Occupancy	Owner Occupied
Last Sale	$485,000 (2026)
Tax Bill	$3,739.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-042301`
Alternative APNs	`4042301` `042301`

Interior

Full Baths	2 Baths
Building Area	2,334 sqft Total Area
Basement Area	645 sqft Basement
Finished Basement	645 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	58,370 sqft (1.34 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	740 sqft Garage
Deck Area	441 sqft Deck
Porch Area	90 sqft Porch

Utilities and HVAC

Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	042301
Street Address	2286 PHILLIPS MILL RD
City	FOREST HILL
State	MD
Zip	21050-1125
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 2 1.34 AC 2286 PHILLIPS MILL ROAD M LONG EST PT 87/66
Legal Subdivision	M LONG ESTATE
Legal Lot Number	2
Jurisdiction	HARFORD MD
Minor Civil Division	4, MARSHALL
Census Blockgroup	1
Census Block	1012
Census Tract	304202

Owner

Source: Harford County records · APN 04-042301

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2286 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Mar 03, 1997 · Amount on Record
Deed Book / Page	17003 / 483
Record Refreshed	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 17, 2026
Property Address	2286 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125
Document Number	0170030483
Book / Page	17003 / 483
Map Reference	MB CGH 87 FO 66
Instrument Date	Feb 02, 2026
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,425.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2286 PHILLIPS MILL RD, FOREST HILL, MD 21050-1125

Mortgage

Document Number	0017003491
Date	Feb 17, 2026
Instrument	17003/491

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,333 (+4.49%)	$385,200 (-) Land $133,400 Building $251,800
2025	$3,739.00 (+6.16%)	$353,467 (+7.89%)	$385,200 (+14.1%) Land $133,400 Building $251,800
2023		$327,633	$337,600 Land $133,400 Building $204,200
2022	$3,522.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.