2287 Phillips Mill Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 2287 Phillips Mill Rd, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,856 sqft · built 1986
Lot Size	3.33 acres (145,055 sqft)
Owner	2 Individual Names on File
Last Sale	$607,000 (Aug 2022)
Tax Bill	$5,459 (2026)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-079574`

Property Details

APN / Parcel Number

Primary APN	`04-079574`
Alternative APNs	`4079574` `079574`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,856 sqft Total Area
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	145,055 sqft (3.33 acres)
Garage Type	Basement
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	126 sqft
Patio Area	308 sqft
Shed	1 Shed
Shed Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	079574
Street Address	2287 PHILLIPS MILL RD
City	FOREST HILL
State	MD
Zip	21050-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 4 3.33 AC 2287 PHILLIPS MILL ROAD SMITH PROPERTY PT 113/65
Legal Subdivision	LD SMITH
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1018
Census Tract	304202

Owner

2287 Phillips Mill Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2287 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
May 29, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Aug 24, 2022	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jun 11, 2018	Deed of Trust, Mortgage · Conventional with PMI ATLANTIC HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2022 · Amount on File
Deed Sale	Aug 24, 2022 · Amount on File
Prior Sale	Dec 5, 2014 · Amount on File
Deed Book / Page	15643 / 445
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2287 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144790068
Date	Feb 9, 2021
Book Page	14479/68

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2287 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138790137
Date	May 29, 2020
Book Page	13879/137

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Aug 24, 2022
Property Address	2287 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124
Document Number	0156430445
Book / Page	15643 / 445
Map Reference	MB 113 FO 65
Instrument Date	Aug 15, 2022
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2287 PHILLIPS MILL RD, 2287, FOREST HILL, MD 21050-1124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2287 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124

Mortgage

Document Number	0156430451
Date	Aug 24, 2022
Instrument	15643-0451

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2287 PHILLIPS MILL RD, FOREST HILL, MD 21050-1124
Document Number	0128630242
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2287 PHILLIPS MILL RD FOREST HILL MD 210501124, FOREST HILL, MD 21050-1124

Mortgage

Document Number	0128630242
Date	Jun 18, 2018
Book Page	012863/000242

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2287 Phillips Mill Rd was $5,459, up 26.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,459.00 (+26.81%)	$495,367	$548,300 Land $146,600 Building $401,700
2025	$4,305.00
2023		$377,133	$389,500 Land $146,600 Building $242,900
2022	$4,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2287 Phillips Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2287 Phillips Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

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