Albemarle County property record for 2295 Camargo Dr, Charlottesville, VA 22901 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,940 sqft · built 2013 |
| Lot Size | 4.04 acres (175,982 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Sep 2023) |
| Tax Bill | $18,814 (2026) |
| Deeds & Mortgages | Sep 2023 Sale Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04400-00-00-033H2 |
| Primary APN | 04400-00-00-033H2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,940 sqft Finished Area |
| Basement Area | 3,370 sqft |
| Finished Basement | 1,550 sqft |
| Unfinished Basement | 1,155 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 175,982 sqft (4.04 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Detached |
| Garage Area | 1,673 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 728 sqft |
| Deck Area | 68 sqft |
| Patio Area | 764 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 2295 CAMARGO DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-8827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH IVY LOT 10 PH 1 |
| Legal Subdivision | SOUTH IVY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10202 |
Source: Albemarle County records · APN 04400-00-00-033H2
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 6189, CHARLOTTESVILLE, VA 22906-6189 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed, Transfer |
| Feb 03, 2020 | Deed of Trust, Mortgage FIRST HERITAGE MTG |
| Nov 25, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 20238390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Sep 28, 2023 |
| Property Address | 2295 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827 |
| Document Number | 202300008390 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202300008390 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2295 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2295 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827 |
| Document Number | 0000001502 |
| Instrument Date | Feb 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2295 CAMARGO DR CHARLOTTESVILLE VA 229018827, CHARLOTTESVILLE, VA 22901-8827 |
| Document Number | 0000001502 |
|---|---|
| Date | Feb 07, 2020 |
| Book Page | 005275/000013 |
| Instrument | 1502 |
| Name | FIRST HERITAGE MTG |
|---|---|
| Type | Mortgage Company |
| Address | 3201 JERMANTOWN RD # 800, FAIRFAX, VA 22030-2878 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 06, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 25, 2019 |
| Property Address | 2295 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827 |
| Document Number | 0000013054 |
| Book / Page | 005247 / 000627 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 13054 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6189 CHARLOTTESVILLE VA 229066189, CHARLOTTESVILLE, VA 22906-6189 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,814.00 (+13.14%) | $2,104,500 (+33.04%) Land $330,900 Building $1,773,600 | $2,104,500 (+33.04%) Land $330,900 Building $1,773,600 |
| 2025 | $16,629.00 (+23.1%) | ||
| 2023 | $13,508.00 (+7.11%) | $1,581,800 Land $236,000 Building $1,345,800 | $1,581,800 Land $236,000 Building $1,345,800 |
| 2022 | $12,611.00 |
Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024, rainfall accumulation, Tropical Storm Helene |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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