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2286 Camargo Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2286 Camargo Dr, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 4,485 sqft
Lot Size2.06 acres (90,039 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Apr 2018)
Tax Bill$18,933 (2026)
Deeds & MortgagesJun 2020 Mortgage
Apr 2018 Sale & Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN04400-00-00-033H4

Property Details

APN / Parcel Number

Primary APN04400-00-00-033H4
Alternative APN
  • 9617

Interior

Bedrooms5 Beds
Full Baths7 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area4,485 sqft Finished Area
Basement Area2,268 sqft
Finished Basement1,240 sqft
Unfinished Basement1,028 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialComposition/Composite
Lot Area90,039 sqft (2.06 acres)
View / LotFlood Plain/Flood Zone
Garage Area864 sqft
PorchSlab
Porch Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Street Address2286 CAMARGO DR
CityCHARLOTTESVILLE
StateVA
Zip22901-8827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTH IVY 12 PH 1
Legal SubdivisionSOUTH IVY
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1021
Census Tract10202

Owner

Source: Albemarle County records · APN 04400-00-00-033H4

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address67 MOON RD, SPERRYVILLE, VA 22740-2319
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2020Deed of Trust, Mortgage
FIRST HERITAGE MTG
Apr 26, 2018Grant Deed, Construction Loan · Construction Mortgage
FIRST HERITAGE MTG
Aug 25, 2017Grant Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 26, 2018 · Amount on Record
Deed SaleApr 26, 2018 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Document Number20184359
Deed Book / Page5038 / 652
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address2286 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827
Document Number0000006712
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2286 CAMARGO DR CHARLOTTESVILLE VA 229018827, CHARLOTTESVILLE, VA 22901-8827

Mortgage

Document Number0000006712
DateJun 05, 2020
Book Page005328/000621
Instrument6712
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
Address3201 JERMANTOWN RD # 800, FAIRFAX, VA 22030-2878
Agreement
AmountAmount Recorded
Term360 Months
DueJun 04, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%

April 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateApr 26, 2018
Property Address2286 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827
Document Number0000004359
Book / Page005038 / 000652
Instrument DateApr 10, 2018
Instrument4359
Transaction TypeConstruction Loan
Record UpdatedFeb 05, 2019
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address67 MOON RD SPERRYVILLE VA 227402319, SPERRYVILLE, VA 22740-2319

Mortgage

Document Number4361
DateApr 26, 2018
Book Page005038/000660
Instrument4361
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
Address3201 JERMANTOWN RD # 800, FAIRFAX, VA 22030-2878
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2048
Interest
Rate TypeAdjustable Rate
Rate3.62%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateAug 25, 2017
Property Address2286 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827
Document Number0000009897
Book / Page004951 / 000748
Instrument DateAug 15, 2017
Instrument9897
Transaction TypeTransfer
Record UpdatedOct 02, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2180 OWENSVILLE RD CHARLOTTESVILLE VA 229018955, CHARLOTTESVILLE, VA 22901-8955

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$18,933.00 (+14.33%)$2,117,800 (+14.33%) Land $295,900 Building $1,821,900$2,117,800 (+14.33%) Land $295,900 Building $1,821,900
2025$16,560.00 (+12.44%)$1,852,400 (+7.4%) Land $245,400 Building $1,607,000$1,852,400 (+7.4%) Land $245,400 Building $1,607,000
2023$14,728.00$1,724,700 Land $222,200 Building $1,502,500$1,724,700 Land $222,200 Building $1,502,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030102021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024, rainfall accumulation, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Central Virginia Electric CooperativeFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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