2275 Camargo Dr, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2275 Camargo Dr, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,341 sqft
Lot Size	2.85 acres (124,190 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2019)
Tax Bill	$18,019 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-033H0`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-033H0`
Alternative APN	`9613`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,341 sqft Finished Area
Basement Area	2,801 sqft
Finished Basement	1,598 sqft
Unfinished Basement	1,203 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	124,190 sqft (2.85 acres)
View / Lot	Flood Plain/Flood Zone
Garage Area	636 sqft

Exterior Amenities

Porch	Slab
Porch Area	426 sqft
Deck Area	425 sqft
Patio Area	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2275 CAMARGO DR
City	CHARLOTTESVILLE
State	VA
Zip	22901-8827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	SOUTH IVY 8 PH 1
Legal Subdivision	SOUTH IVY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1021
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2275 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage BANK OF THE JAMES
Dec 10, 2019	Trustee's Deed, Construction Loan · Line of Credit BANK OF THE JAMES
May 31, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Deed Document Number	20195267
Deed Book / Page	5172 / 242
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2275 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827
Document Number	0000014345
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2275 CAMARGO DR CHARLOTTESVILLE VA 229018827, CHARLOTTESVILLE, VA 22901-8827

Mortgage

Document Number	0000014345
Date	Oct 13, 2020
Book Page	005405/000484
Instrument	14345

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	1391 S HIGH ST, HARRISONBURG, VA 22801-1546

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

December 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 10, 2019
Property Address	2275 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827
Book / Page	005253 / 000187
Instrument Date	Dec 10, 2019
Instrument	13631
Transaction Type	Construction Loan
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 HYLAND CREEK CIR CHARLOTTESVILLE VA 229113591, CHARLOTTESVILLE, VA 22911-3591

Mortgage

Document Number	0000013631
Date	Dec 10, 2019
Book Page	005253/000187
Instrument	13631

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 31, 2019
Property Address	2275 CAMARGO DR, CHARLOTTESVILLE, VA 22901-8827
Document Number	0000005267
Book / Page	005172 / 000242
Instrument Date	May 28, 2019
Instrument	5267
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1708 HYLAND CREEK CIR CHARLOTTESVILLE VA 229113591, CHARLOTTESVILLE, VA 22911-3591

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,019.00 (+13.76%)	$2,015,500 (+13.75%) Land $329,700 Building $1,685,800	$2,015,500 (+13.75%) Land $329,700 Building $1,685,800
2025	$15,840.00 (+15.12%)	$1,771,900 (+9.97%) Land $273,400 Building $1,498,500	$1,771,900 (+9.97%) Land $273,400 Building $1,498,500
2023	$13,759.00	$1,611,200 Land $247,600 Building $1,363,600	$1,611,200 Land $247,600 Building $1,363,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Camargo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures