229 Willow Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 229 Willow Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,678 sqft · built 1972
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,000 (Aug 2019)
Tax Bill	$3,884 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-47-0545-000`

Property Details

APN / Parcel Number

Primary APN	`012-47-0545-000`
Alternative APN	`82 A3B 115`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,678 sqft Living Area
1st Floor Area	836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	229 WILLOW TER
City	STERLING
State	VA
Zip	20164-1629
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH3
Legal Description	SUGARLAND RUN SEC.3B LOT 115 201001270005329 NEED D/C
Legal Subdivision	SUGARLAND RUN
Legal Block	2
Legal Lot Number	115
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2001
Census Tract	611204

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 WILLOW TER, STERLING, VA 20164-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Line of Credit WOLTERS KLUWER FINANCIAL SER
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL LLC
Aug 1, 2019	Warranty Deed, Transfer · Conventional with PMI VELLUM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Jan 27, 2010 · Amount on Record
Deed Document Number	201943745
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Jul 2, 2026
Property Address	229 WILLOW TER, STERLING, VA 20164-1629
Document Number	0000034205
Instrument Date	Jun 24, 2026
Instrument	202634205
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034205,
Date	Jul 2, 2026
Instrument	202634205

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	8.5%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	229 WILLOW TER, STERLING, VA 20164-1629
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033330
Date	Mar 22, 2021
Instrument	202103220033330

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	23.8%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 1, 2019
Property Address	229 WILLOW TER, STERLING, VA 20164-1629
Document Number	20190801043745
Instrument Date	Jul 30, 2019
Instrument	43745
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 WILLOW TER STERLING VA 201641629, STERLING, VA 20164-1629

Mortgage

Document Number	20190801043746
Date	Aug 1, 2019
Instrument	43746

Lender

Name	VELLUM MTG LLC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,884.00 (+5.72%)	$482,530 (+5.71%) Land $143,500 Building $339,030	$482,530 (+5.71%) Land $143,500 Building $339,030
2025	$3,674.00 (+8.67%)	$456,450 (+18.1%) Land $143,500 Building $312,950	$456,450 (+18.1%) Land $143,500 Building $312,950
2023	$3,381.00	$386,480 Land $133,500 Building $252,980	$386,480 Land $133,500 Building $252,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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