225 Willow Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 225 Willow Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,540 sqft · built 1972
Lot Size	0.06 acres (2,613 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,700 (Feb 2018)
Tax Bill	$3,507 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-47-0358-000`

Property Details

APN / Parcel Number

Primary APN	`012-47-0358-000`
Alternative APN	`82 A3B 113`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,540 sqft Living Area
1st Floor Area	770 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,613 sqft (0.06 acres)

Exterior Amenities

Deck Area	Deck Area
Patio Area	32 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	225 WILLOW TER
City	STERLING
State	VA
Zip	20164-1629
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH3
Legal Description	SUGARLAND RUN SEC.3B LOT 113 2342--1253
Legal Subdivision	SUGARLAND RUN
Legal Block	2
Legal Lot Number	113
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2001
Census Tract	611204

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	225 WILLOW TER, STERLING, VA 20164-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Quit Claim Deed, Mortgage · Conventional with PMI MORTGAGE X HM LNS INC
Feb 6, 2018	Warranty Deed, Transfer · Conventional with PMI TRUSTWORTHY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Nov 26, 2002 · Amount on Record
Deed Document Number	20186739
Last Transfer Date	Dec 16, 2019
Transfer Doc	0000079478
Record Updated	Oct 29, 2026

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 20, 2019
Property Address	225 WILLOW TER, STERLING, VA 20164-1629
Document Number	20191220079478
Instrument Date	Dec 16, 2019
Instrument	79478
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 WILLOW TER STERLING VA 201641629, STERLING, VA 20164-1629

Mortgage

Document Number	20191220079479
Date	Dec 20, 2019
Instrument	79479

Lender

Name	MORTGAGE X HM LNS INC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Interest

Rate Type	Fixed Rate

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 6, 2018
Property Address	225 WILLOW TER, STERLING, VA 20164-1629
Document Number	20180206006739
Instrument Date	Feb 5, 2018
Instrument	6739
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 WILLOW TER STERLING VA 201641629, STERLING, VA 20164-1629

Mortgage

Document Number	20180206006740
Date	Feb 6, 2018
Instrument	6740

Lender

Name	TRUSTWORTHY MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,507.00 (+9.7%)	$435,740 (+19.23%) Land $140,000 Building $295,740	$435,740 (+19.23%) Land $140,000 Building $295,740
2023	$3,197.00	$365,460 Land $130,000 Building $235,460	$365,460 Land $130,000 Building $235,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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