233 Willow Ter, Sterling, VA 20164 Property Records

Loudoun County property record for 233 Willow Ter, Sterling, VA 20164

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,848 sqft · built 1972
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$213,000 (Jan 2014)
Tax Bill	$3,724 (2026)
Deeds & Mortgages	Nov 2024 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012-47-0440-000`

Property Details

APN / Parcel Number

Primary APN	`012-47-0440-000`
Alternative APN	`82 A3B 117`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
1st Floor Area	836 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	233 WILLOW TER
City	STERLING
State	VA
Zip	20164-1629
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH3
Legal Description	SUGARLAND RUN SEC.3B LOT 117 201011050070564
Legal Subdivision	SUGARLAND RUN
Legal Block	2
Legal Lot Number	117
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2001
Census Tract	611204

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 WILLOW TER, STERLING, VA 20164-1629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Deed of Trust, Mortgage · Line of Credit APPLE FCU
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit APPLE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2014 · Amount on Record
Deed Sale	Jan 7, 2014 · Amount on Record
Prior Sale	Nov 5, 2010 · Amount on Record
Deed Document Number	2014874
Prior Transfer Date	Dec 15, 2007
Prior Transfer Doc	0000088534
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	233 WILLOW TER, STERLING, VA 20164-1629
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051478
Date	Nov 27, 2024
Instrument	20241127-0051478

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	233 WILLOW TER, STERLING, VA 20164-1629
Document Number	20170609035057
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 WILLOW TER STERLING VA 201641629, STERLING, VA 20164-1629

Mortgage

Document Number	20170609035057
Date	Jun 9, 2017
Instrument	35057

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,724.00 (+10.01%)	$462,710 (+19.6%) Land $140,000 Building $322,710	$462,710 (+19.6%) Land $140,000 Building $322,710
2023	$3,385.00	$386,870 Land $130,000 Building $256,870	$386,870 Land $130,000 Building $256,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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