229 N Ball St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 229 N Ball St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Sep 2000)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054-P39-008-003-00`

Property Details

APN / Parcel Number

Primary APN	`054-P39-008-003-00`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	229 N BALL ST
City	CHEBOYGAN
State	MI
Zip	49721-1530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISOR J M PENNELL'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOTS 7 & 8, BLK 8. (SEC 31, T38N,R1W) 763/620;1329/159
Legal Range	01W
Legal Township	038
Legal Section	31
Legal Subdivision	SUPERVISOR J M PENNELLS FIRST ADDITION
Legal Lot Number	7-8
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2035
Census Tract	960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 N BALL ST, CHEBOYGAN, MI 49721-1530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALCITE CREDIT UNION
Mar 27, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2000 · Amount on Record
Deed Sale	Sep 22, 2000 · Amount on Record
Deed Book / Page	763 / 620
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEBOYGAN MI
Property Address	229 N BALL ST, CHEBOYGAN, MI 49721-1530
Transaction Type	Mortgage
Record Updated	May 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 N BALL ST, CHEBOYGAN, MI 49721-1530

Mortgage

Document Number	0000001445/0000000968
Date	Apr 12, 2021
Book Page	0000001445/0000000968

Lender

Name	CALCITE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 27, 2017
Property Address	229 N BALL ST, CHEBOYGAN, MI 49721-1530
Document Number	1329/0159
Book / Page	1329 / 0159
Instrument Date	Feb 9, 2017
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 N BALL ST, 229, CHEBOYGAN, MI 49721-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	229 N BALL ST, CHEBOYGAN, MI 49721-1530

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,800 (+52.68%)	$153,600 (+52.68%)
2025	$1,482.00 (+23.6%)
2023		$50,300	$100,600
2022	$1,199.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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