226 N Ball St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 226 N Ball St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$151,200 (Jun 2023)
Tax Bill	$1,625 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`054-P39-007-025-00`

Property Details

APN / Parcel Number

Primary APN	`054-P39-007-025-00`

Exterior

Lot Area	5,663 sqft (0.13 acres)

Location & Zoning

Street Address	226 N BALL ST
City	CHEBOYGAN
State	MI
Zip	49721-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISOR J M PENNELL'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOT 26, BLK 7 EXC: N 12FT. (SEC 31, T38N,R1W) AND* N
Legal Range	01W
Legal Township	026
Legal Section	31
Legal Subdivision	SUPRVRS JM PENNELLS 1ST ADD
Legal Block	2,7
Legal Lot Number	10,26
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2033
Census Tract	960200

Owner

226 N Ball St is owned and occupied by an individual who bought it in June 2023.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	226 N BALL ST, CHEBOYGAN, MI 49721-1531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Warranty Deed, Transfer · Conventional Mortgage MEMBERS FIRST MORTGAGE
Dec 27, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2023 · Amount on File
Deed Sale	Jun 19, 2023 · Amount on File
Prior Sale	Apr 30, 2007
Deed Book / Page	1509 / 848
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jun 19, 2023
Property Address	226 N BALL ST, CHEBOYGAN, MI 49721-1531
Document Number	001509/848
Book / Page	1509 / 848
Instrument Date	Jun 9, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 N BALL ST, CHEBOYGAN, MI 49721-1531

Mortgage

Document Number	0001509850
Date	Jun 19, 2023
Instrument	1509/850

Lender

Name	MEMBERS FIRST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Dec 27, 2022
Property Address	226 N BALL ST, CHEBOYGAN, MI 49721-1531
Document Number	001499/844
Book / Page	1499 / 844
Instrument Date	Dec 21, 2022
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 SE BUCKINGHAM TER, PORT ST LUCIE, FL 34952-4139

Tax Assessment & Valuation

The 2025 property tax bill for 226 N Ball St was $1,625 with a homeowner's exemption.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,000	$114,000
2025	$1,625.00
2023		$32,500	$65,000
2022	$1,232.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 226 N Ball St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 226 N Ball St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on N Ball St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures