402 N Ball St, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 402 N Ball St, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Tax Bill	$1,691 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054-P39-007-017-00`

Property Details

APN / Parcel Number

Primary APN	`054-P39-007-017-00`

Exterior

Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Street Address	402 N BALL ST
City	CHEBOYGAN
State	MI
Zip	49721-1576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUPERVISOR J M PENNELL'S FIRST ADDITION TO THE CITY OF CHEBOYGAN, LOT 18, BLK 7 EXC: NLY 7FT AND* A NLY STRIP OFF LOT 20,
Legal Range	01W
Legal Township	018
Legal Section	31
Legal Subdivision	SUPRVRS JM PENNELLS 1ST ADD
Legal Block	7
Legal Lot Number	18,20
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	CHEBOYGAN
Census Block Group	2
Census Block	2033
Census Tract	960200

Owner

Source: Cheboygan County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	402 N BALL ST, CHEBOYGAN, MI 49721-1576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ALPENA ALCONA AREA CREDIT UNION
Mar 2, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 15, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2023
Deed Sale	Mar 2, 2023
Prior Sale	Mar 2, 2023 · Amount on File
Deed Book / Page	1503 / 297
Prior Transfer Date	Feb 16, 2023
Prior Transfer Doc	001503/297
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 2, 2023
Property Address	402 N BALL ST, CHEBOYGAN, MI 49721-1576
Document Number	001503/299
Book / Page	1503 / 299
Instrument Date	Feb 24, 2023
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9490 MUNRO LAKE CIR, LEVERING, MI 49755-9564

Mortgage

Document Number	0001503301
Date	Mar 2, 2023
Instrument	1503/301

Lender

Name	ALPENA ALCONA AREA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Mar 2, 2023
Property Address	402 N BALL ST, CHEBOYGAN, MI 49721-1576
Document Number	001503/297
Book / Page	1503 / 297
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6024 MANNING RD, CHEBOYGAN, MI 49721-9593

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Feb 15, 2023
Property Address	402 N BALL ST, CHEBOYGAN, MI 49721-1576
Document Number	001502/430
Book / Page	1502 / 430
Instrument Date	Feb 15, 2023
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N BALL ST, CHEBOYGAN, MI 49721-1576

Tax Assessment & Valuation

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
Municipality	Cheboygan City
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,900 (+63.93%)	$111,800 (+63.93%)
2025	$1,691.00 (-0.82%)
2023		$34,100	$68,200
2022	$1,705.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHEBOYGAN serves 5,500 people · EPA ID MI0001360
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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