Contra Costa County property record for 229 Merganser Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,433 sqft · built 2005 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $720,000 (Sep 2021) |
| Tax Bill | $13,822 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 037-490-056-1 |
| Primary APN | 037-490-056-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,433 sqft Living Area |
| 1st Floor Area | 2,433 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 6,900 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 229 MERGANSER DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-1689 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T8679 L166 |
| Legal Subdivision | SUBDIVISION 8679 |
| Legal Tract | 8679 |
| Legal Lot Number | 166 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 302011 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 229 MERGANSER DR, OAKLEY, CA 94561-1689 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Dec 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Sep 3, 2021 | Grant Deed, Transfer · VA Mortgage USAA FSB |
| Aug 30, 2017 | Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on Record |
| Deed Sale | Sep 3, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2017 · Amount on Record |
| Deed Document Number | 2021247874 |
| Prior Transfer Date | May 6, 2011 |
| Prior Transfer Doc | 0000109625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 229 MERGANSER DR, OAKLEY, CA 94561-1689 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000205510 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2019-205510 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 229 MERGANSER DR, OAKLEY, CA 94561-1689 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000207819 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 2018-207819 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 3, 2021 |
| Property Address | 229 MERGANSER DR, OAKLEY, CA 94561-1689 |
| Document Number | 0000247874 |
| Map Reference | MB 475 PG 1 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021-247874 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 MERGANSER DR, OAKLEY, CA 94561-1689 |
| Document Number | 0000247875 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-247875 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Aug 30, 2017 |
| Property Address | 229 MERGANSER DR, OAKLEY, CA 94561-1689 |
| Document Number | 0000157696 |
| Map Reference | MAP475 PG1 |
| Instrument Date | Aug 16, 2017 |
| Instrument | 2017-157696 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 229 MERGANSER DR, OAKLEY, CA 94561-1689 |
| Document Number | 0000157697 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017-157697 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $694,000 (-8.08%) Land $216,875 Building $477,125 | |
| 2025 | $13,822.00 (+7.49%) | $755,000 (+11.69%) Land $235,938 Building $519,062 |
| 2023 | $12,859.00 (-3.42%) | $676,000 Land $211,000 Building $465,000 |
| 2022 | $13,314.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
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