241 Merganser Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 241 Merganser Dr, Oakley, CA 94561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,252 sqft · built 2006
Lot Size	0.167 acres (7,288 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2019)
Tax Bill	$10,665 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`037-490-059-5`

Property Details

APN / Parcel Number

Primary APN	`037-490-059-5`
Alternative APN	`037-490-059`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,252 sqft Living Area
1st Floor Area	1,635 sqft
2nd Floor Area	1,617 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	7,288 sqft (0.167 acres)
Garage Type	Attached
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	241 MERGANSER DR
City	OAKLEY
State	CA
Zip	94561-1693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8679 L169
Legal Subdivision	SUBDIVISION 8679
Legal Tract	8679
Legal Lot Number	169
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1020
Census Tract	302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	241 MERGANSER DR, OAKLEY, CA 94561-1693
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jun 20, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 15, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 31, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 31, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on Record
Deed Sale	Jul 31, 2019 · Amount on Record
Prior Sale	Jul 31, 2019
Deed Document Number	2019119531
Prior Transfer Date	Jul 23, 2019
Prior Transfer Doc	0000119530
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	241 MERGANSER DR, OAKLEY, CA 94561-1693
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MERGANSER DR, OAKLEY, CA 94561-1693

Mortgage

Document Number	0000017474
Date	Feb 23, 2026
Instrument	2026- 017474

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2066

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	241 MERGANSER DR, OAKLEY, CA 94561-1693
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MERGANSER DR, OAKLEY, CA 94561-1693

Mortgage

Document Number	0000057876
Date	Jun 20, 2023
Instrument	2023-057876

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	472 Months
Due	Oct 1, 2062

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	241 MERGANSER DR, OAKLEY, CA 94561-1693
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MERGANSER DR, OAKLEY, CA 94561-1693

Mortgage

Document Number	0000284868
Date	Oct 15, 2021
Instrument	2021-284868

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	241 MERGANSER DR, OAKLEY, CA 94561-1693
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 MERGANSER DR, OAKLEY, CA 94561-1693

Mortgage

Document Number	0000140048
Date	Sep 15, 2022
Instrument	2022-140048

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2062

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2019
Property Address	241 MERGANSER DR, OAKLEY, CA 94561-1693
Document Number	0000119530
Instrument Date	Jul 23, 2019
Instrument	119530
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	241 MERGANSER DR OAKLEY CA 945611693, OAKLEY, CA 94561-1693

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 31, 2019
Property Address	241 MERGANSER DR, OAKLEY, CA 94561-1693
Document Number	0000119531
Map Reference	MB 475 PG 1
Instrument Date	Jul 23, 2019
Instrument	2019-119531
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	241 MERGANSER DR, OAKLEY, CA 94561-1693

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Oakley City
Secondary School District	Liberty Union High School District (09 - 12)
Elementary School District	Oakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,373 (+2%) Land $78,192 Building $403,181
2025	$10,665.00 (+2.97%) Homeowner's exemption	$471,935 (+4.04%) Land $76,659 Building $395,276
2023	$10,357.00 (+0.92%) Homeowner's exemption	$453,611 Land $73,683 Building $379,928
2022	$10,263.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007
Water Source	Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State Inspection	Jan 2024
Also Mapped Here	CONTRA COSTA WATER DISTRICT
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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