228 Merganser Dr, Oakley, CA 94561 Property Records

Contra Costa County property record for 228 Merganser Dr, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,644 sqft · built 2006
Lot Size0.167 acres (7,281 sqft)
Owner2 Individual Names on Record
Last Sale$163,500 (Apr 2021)
Tax Bill$10,445 (2025)
Deeds & MortgagesApr 2021 Transfer
Apr 2021 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN037-490-053-8

Property Details

APN / Parcel Number

Primary APN037-490-053-8
Alternative APN
  • 037-490-053

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,644 sqft Living Area
1st Floor Area1,781 sqft
2nd Floor Area1,863 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Lot Area7,281 sqft (0.167 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address228 MERGANSER DR
CityOAKLEY
StateCA
Zip94561-1688
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8679 L163
Legal SubdivisionSUBDIVISION 8679
Legal Tract8679
Legal Lot Number163
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1009
Census Tract302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address228 MERGANSER DR, OAKLEY, CA 94561-1688
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Affidavit of Death of Joint Tenant, Transfer
STEWART TITLE
Apr 29, 2021Grant Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Prior SaleJan 16, 2013 · Amount on Record
Deed Document Number2021129939
Prior Transfer DateNov 10, 2020
Prior Transfer Doc0000129939
Record UpdatedOct 29, 2026

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCONTRA COSTA CA
Recording DateApr 29, 2021
Property Address228 MERGANSER DR, OAKLEY, CA 94561-1688
Document Number0000129938
Map ReferenceMB 475 PG 1
Instrument DateNov 11, 2020
Instrument2021-129938
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address228 MEGANSER DRIVE, OAKLEY, CA 94561-1688

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 29, 2021
Property Address228 MERGANSER DR, OAKLEY, CA 94561-1688
Document Number0000129939
Map ReferenceMB 475 PG 1
Instrument DateNov 10, 2020
Instrument2021-129939
Transaction TypeTransfer
Record UpdatedNov 3, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address228 MERGANSER DR, OAKLEY, CA 94561-1688

Mortgage

Document Number0000129940
DateApr 29, 2021
Instrument2021-129940
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$460,751 (+2%) Land $84,552 Building $376,199
2025$10,445.00 (+3.12%) Homeowner's exemption$451,718 (+4.04%) Land $82,895 Building $368,823
2023$10,129.00 (+1.54%) Homeowner's exemption$434,179 Land $79,677 Building $354,502
2022$9,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

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