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229 Lusitano Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 229 Lusitano Way, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,028 sqft · built 2015
Lot Size0.086 acres (3,773 sqft)
OwnerIndividual Name on File
Last Sale$540,000 (Mar 2015)
Tax Bill$8,568 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
May 2022 Mortgage
Flood ZoneZone X (reduced by levee)
APN808-48-071

Property Details

APN / Parcel Number

Primary APN808-48-071

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,028 sqft Living Area
1st Floor Area855 sqft
2nd Floor Area1,173 sqft

Exterior

Year BuiltBuilt 2015
Architectural StyleOther
Construction TypeWood
Lot Area3,773 sqft (0.086 acres)
Garage Area427 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address229 LUSITANO WAY
CityGILROY
StateCA
Zip95020-8511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 10184 LOT 124
Legal Tract10184
Legal Lot Number124
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1000
Census Tract512509

Owner

Source: Santa Clara County records · APN 808-48-071

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address229 LUSITANO WAY, GILROY, CA 95020-8511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
POINT DIGITAL FINANCE INC
May 06, 2022Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2015 · Amount on Record
Deed SaleMar 05, 2015 · Amount on Record
Prior SaleMar 05, 2015 · Amount on Record
Deed Document Number0022874024
Last Transfer DateDec 28, 2016
Transfer Doc0023544061
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address229 LUSITANO WAY, GILROY, CA 95020-8511
Transaction TypeMortgage
Record UpdatedJul 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 LUSITANO WAY, GILROY, CA 95020-8511

Mortgage

Document Number0025324793
DateJun 23, 2022
Instrument25324793
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPALO ALTO, CA 94301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address229 LUSITANO WAY, GILROY, CA 95020-8511
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 LUSITANO WAY, GILROY, CA 95020-8511

Mortgage

Document Number0025297880
DateMay 06, 2022
Instrument25297880
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,568.00 (+2.23%) Homeowner's exemption$698,545 (+4.04%) Land $325,345 Building $373,200
2023$8,381.00 (+1.69%) Homeowner's exemption$671,421 Land $312,712 Building $358,709
2022$8,242.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims8 (1986)
Claims Outside the SFHA5 of 8
Most Recent ClaimFeb 1986, river or lake flooding, Severe Storms & Flooding
Claims By Storm
  • Severe Storms & Flooding, Feb 1986 · 8 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: Frontier, Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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