225 Lusitano Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 225 Lusitano Way, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,440 sqft · built 2015
Lot Size	0.072 acres (3,178 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Dec 2015)
Tax Bill	$10,580 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`808-48-075`

Property Details

APN / Parcel Number

Primary APN	`808-48-075`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,440 sqft Living Area
1st Floor Area	1,072 sqft
2nd Floor Area	1,368 sqft

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	3,178 sqft (0.072 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	225 LUSITANO WAY
City	GILROY
State	CA
Zip	95020-8511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 10184 LOT 128
Legal Tract	10184
Legal Lot Number	128
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512509

Owner

Source: Santa Clara County records · APN 808-48-075

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	225 LUSITANO WAY, GILROY, CA 95020-8511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2015 · Amount on Record
Deed Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	23175392
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	225 LUSITANO WAY, GILROY, CA 95020-8511
Transaction Type	Mortgage
Record Updated	Nov 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 LUSITANO WAY, GILROY, CA 95020-8511

Mortgage

Document Number	0025142618
Date	Oct 25, 2021
Instrument	25142618

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Nov 01, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,580.00 (+2.22%) Homeowner's exemption	$863,659 (+4.04%) Land $355,136 Building $508,523
2023	$10,350.00 (+1.67%) Homeowner's exemption	$830,124 Land $341,347 Building $488,777
2022	$10,180.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986, river or lake flooding, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Feb 1986 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Frontier, Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.